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Directory of mortgage brokers in Downey, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Downey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Downey, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
8505 E Florence Ave, Downey, CA 90240
5628611414
Top real estate broker, FHA loan officer and property management expert by Melissa Marin-Gomez
7847 Florence Ave #101, Downey, CA 90240
5622356362
Home Central Financial, Reverse Mortgage, Refinance, Va, Fha, Downey
7847 Florence Ave #101, Downey, CA 90240
5628819811
EZ Fundings Inc.
8207 3rd St UNIT 102, Downey, CA 90241
5623999200
PRMG
8104 3rd St, Downey, CA 90241
5622315620
RGC Capital Inc.
9040 Telegraph Rd Suite 200, Downey, CA 90240
8772383837
1st Choice Lending, Downey
8141 2nd St #603, Downey, CA 90241
5623965050
Pillar Financial
8320 Florence Ave, Downey, CA 90240
5623020254
Derrell Aaron Barton - Sun West Mortgage NMLS 3277
8531 Florence Ave Suite 202, Downey, CA 90240
8186608333
Jesus Olvera - Elite Mortgage Pros
8103 3rd St #1, Downey, CA 90241
5628333662
Bryan Camacho - Mortgage Lender | Dream Home Funding
3rd St #405, Downey, CA 90240
3233654662
Loyal Lending
11601 1/2 Paramount Blvd, Downey, CA 90241
5624506011
Real Consultants Mortgage and Real Estate Services
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. You may also pay third-party costs for appraisal, credit report, and title insurance. California law requires brokers to provide a Loan Estimate within three business days of application, which details all costs. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Downey?
A mortgage broker acts as an intermediary between you and multiple lenders. They compare loan programs from different banks and credit unions to find a suitable option for your situation. The broker handles paperwork and guides you from pre-approval to closing.
Is a mortgage broker required to be licensed in California?
Yes, mortgage brokers in California must be licensed through the Nationwide Multistate Licensing System (NMLS). They must also register with the California Department of Financial Protection and Innovation. You can verify a brokers license on the NMLS website.
How long does it take to close a loan with a Downey mortgage broker?
A typical home loan closing in California takes 30 to 45 days from application to funding. Delays can occur if appraisals or title searches take longer. Your broker should provide a timeline estimate at the start of the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.