Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage brokers in El Centro, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Real Estate and Home Loans
220 S 3rd St, El Centro, CA 92243
7605920979
PrimeLending, A PlainsCapital Company - El Centro
1503 N Imperial Ave Suite 101A, El Centro, CA 92243
7603371253
Daniel Torres Home Loans
1405 N Imperial Ave suite a, El Centro, CA 92243
7609608463
Envision Home Loans by Efinity Mortgage - El Centro
1409 W State St, El Centro, CA 92243
7603363911
Cornerstone First Mortgage: Eddie Cardenas
1379 N Imperial Ave, El Centro, CA 92243
7608865555
Edward Alcantar @ Efinity Mortgage
1409 W State St, El Centro, CA 92243
7605620448
Braulio Ramirez - Loan Officer
428 N Imperial Ave, El Centro, CA 92243
6193712634
Aurora Serrano
1409 W State St, El Centro, CA 92243
7605409866
Guild Mortgage - Lisa Winkler
300 S Imperial Ave # 2, El Centro, CA 92243
2534606200
Mr. Mortgage Inc
1596 S Imperial Ave, El Centro, CA 92243
7603527000
IV Alliance Mortgage & Real Estate
395 Broadway, El Centro, CA 92243
7603700042
Guild Mortgage Company
300 S Imperial Ave # 2, El Centro, CA 92243
7609604246
loanDepot
1523 Main St #109, El Centro, CA 92243
7607070400
Mario Olvera
428 N Imperial Ave, El Centro, CA 92243
7605924674
Cesar Hernandez - Envision Home Loans by Efinity Mortgage - El Centro
1409 W State St, El Centro, CA 92243
7603363911
Mortgage Broker/ Best Mortgage Lender- Edward "Eddie" Cardenas
1379 N Imperial Ave, El Centro, CA 92243
7608865555
Preferred Rate - El Centro
3205 S Dogwood Rd Suite B, El Centro, CA 92243
7609603524
imortgage
1523 Main St #109, El Centro, CA 92243
7607070400
Zinnia Sanchez
1409 W State St, El Centro, CA 92243
7605549606
What Does a Mortgage Broker in El Centro Cost?
In California mortgage broker fees usually range from 1% to 3% of the loan amount. For a $300,000 loan this could be $3,000 to $9,000. Some brokers charge a flat fee instead. Costs also include application fees and third party charges like appraisal and credit report. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in El Centro?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan products and help you compare interest rates and terms. They do not lend money directly but connect you with lenders.
Do I need a mortgage broker to buy a home in El Centro?
No you do not need a broker. You can apply directly with banks or credit unions. However a broker can save you time by comparing multiple lenders at once. In California brokers must provide a Good Faith Estimate of fees within three business days of your application.
How are mortgage brokers paid in California?
Mortgage brokers are typically paid through a commission from the lender or a fee from you. In California the broker must disclose all compensation in writing. The total compensation cannot exceed the amount agreed upon in the loan estimate.