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Find Mortgage Brokers in Folsom, CA

Compare mortgage brokers in Folsom. Review contact information and insurance categorys before you decide.

19 agents listed
Updated June 2026
Folsom, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage brokers in Folsom, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Reliance Home Loans - Evangeline Scott
2600 E Bidwell St #235, Folsom, CA 95630
(916) 496-0160 teamscottloans.com
Masters Team Mortgage
50 Iron Point Cir Suite 140, Folsom, CA 95630
(916) 988-5858 mastersteammortgage.com
Eric Engman NMLS 251886 | Spartan Funding
103 Hollyann Dr, Folsom, CA 95630
(916) 835-6084 spartanfunding.co
Inner Circle Mortgage
301 Natoma St Suite 102, Folsom, CA 95630
(530) 295-7670 innercirclemortgage.com
Brent Wilson, CFP, Mortgage Strategist - Mortgage Minds nmls 297693
35 Iron Point Cir Suite 280, Folsom, CA 95630
(916) 765-0009 mortgageminds.com
Blue Waters Mortgage & Real Estate Group
1847 Iron Point Rd STE 180, Folsom, CA 95630
(916) 365-4770 thebluewatersgroup.com
Golden Bear Mortgage Corporation
806 Bidwell St, Folsom, CA 95630
(916) 761-2327 gbmc.com
Guild Mortgage - Jeff Compton
81 Blue Ravine Rd #125, Folsom, CA 95630
(916) 932-8115 branches.guildmortgage.com
Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012
80 Blue Ravine Rd Ste 110, Folsom, CA 95630
(916) 539-5652 mortgagegarage.com
Troy Watson - Barrett Financial Group, LLC
850 Iron Point Rd #138, Folsom, CA 95630
(916) 730-4585 barrettfinancial.com
Iron Point Mortgage
2130 E Bidwell St STE 110, Folsom, CA 95630
(916) 985-3200 ironpointmortgage.com
Guild Mortgage - Geoff Black
81 Blue Ravine Rd #125, Folsom, CA 95630
(916) 486-6558 branches.guildmortgage.com
Synergy Capital Lending
850 Iron Point Rd #212, Folsom, CA 95630
(916) 320-6845 synergycapitallending.com
Jesseca Hendricks-Xpert Home Lending
2600 E Bidwell St STE 160, Folsom, CA 95630
(775) 323-9927 jessecahendricks.com
Shane Scott, California Home Loans
101 Parkshore Dr #100, Folsom, CA 95630
(916) 812-0045 cahome.loans
Arbor Financial Group – Folsom Branch NMLS #2536719
2240 E Bidwell St, Folsom, CA 95630
(916) 990-3966 arborfinancialgroupfolsom.com
Jeff Tarbell
50 Iron Point Cir Suite 140, Folsom, CA 95630
(833) 299-3540 atmmortgage.net
Guild Mortgage - Dean Williams
81 Blue Ravine Rd #125, Folsom, CA 95630
(916) 932-0258 branches.guildmortgage.com
Guild Mortgage Company
81 Blue Ravine Rd #125, Folsom, CA 95630
(916) 932-0250 branches.guildmortgage.com

What Does a Mortgage Broker in Folsom Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, that means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. You may also pay application fees, credit report fees, and processing costs. California law requires all fees to be disclosed in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Folsom do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. In California, brokers must follow the California Finance Lenders Law and provide a Good Faith Estimate of closing costs.
How do I choose a mortgage broker in Folsom?
Look for a broker licensed with the California Department of Financial Protection and Innovation. Check their NMLS number and read client reviews. Ask about their experience with Folsom area properties and their knowledge of California specific loan programs like CalHFA.
What documents do I need for a mortgage broker in California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California law also requires proof of homeowners insurance and a property appraisal. Your broker will provide a complete list based on your loan type.

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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