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Looking for a mortgage broker in Folsom? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Folsom, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage brokers in Folsom, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012
80 Blue Ravine Rd Ste 110, Folsom, CA 95630
9165395652
Troy Watson - Barrett Financial Group, LLC
850 Iron Point Rd #138, Folsom, CA 95630
9167304585
Iron Point Mortgage
2130 E Bidwell St STE 110, Folsom, CA 95630
9169853200
Guild Mortgage - Geoff Black
81 Blue Ravine Rd #125, Folsom, CA 95630
9164866558
Synergy Capital Lending
850 Iron Point Rd #212, Folsom, CA 95630
9163206845
Jesseca Hendricks-Xpert Home Lending
2600 E Bidwell St STE 160, Folsom, CA 95630
7753239927
Shane Scott, California Home Loans
101 Parkshore Dr #100, Folsom, CA 95630
9168120045
Arbor Financial Group – Folsom Branch NMLS #2536719
2240 E Bidwell St, Folsom, CA 95630
9169903966
Jeff Tarbell
50 Iron Point Cir Suite 140, Folsom, CA 95630
8332993540
Guild Mortgage - Dean Williams
81 Blue Ravine Rd #125, Folsom, CA 95630
9169320258
Guild Mortgage Company
81 Blue Ravine Rd #125, Folsom, CA 95630
9169320250
A mortgage broker in Folsom California can help you compare loan options from multiple lenders. California law requires brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand Folsom market trends and can guide you through the state specific disclosure requirements.
What Does a Mortgage Broker in Folsom Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, that means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. You may also pay application fees, credit report fees, and processing costs. California law requires all fees to be disclosed in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Folsom do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. In California, brokers must follow the California Finance Lenders Law and provide a Good Faith Estimate of closing costs.
How do I choose a mortgage broker in Folsom?
Look for a broker licensed with the California Department of Financial Protection and Innovation. Check their NMLS number and read client reviews. Ask about their experience with Folsom area properties and their knowledge of California specific loan programs like CalHFA.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.