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Browse mortgage brokers serving Gridley, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Gridley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Gridley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Optimum Mortgage
608 Kentucky St, Gridley, CA 95948
5306323229
Century 21 Select Real Estate Gridley
1495 CA-99 suite a, Gridley, CA 95948
5308462121
US Bank Mortgage
2 E Gridley Rd, Gridley, CA 95948
5308467396
Mortgage brokers in Gridley California help homebuyers and homeowners find suitable loan options from multiple lenders. They work with local and national banks to secure financing for purchases or refinances. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and follow strict disclosure rules under the California Finance Lenders Law.
What Does a Mortgage Broker in Gridley Cost?
In California mortgage broker fees typically range from 1 to 2 percent of the loan amount. For a 400000 dollar loan this could mean 4000 to 8000 in fees. Some brokers charge a flat fee instead. Costs vary based on loan type complexity and lender terms. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Gridley California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan products and help you compare rates and terms. They do not lend money directly but connect you with lenders that fit your needs.
Do I need a mortgage broker to buy a home in Gridley?
No you do not need a broker to buy a home. You can apply directly with banks or credit unions. However a broker can save you time by comparing multiple loan offers and may help if you have unique financial circumstances.
How are mortgage brokers paid in California?
Mortgage brokers in California typically earn a commission from the lender or charge you a fee. The fee is often a percentage of the loan amount usually between 1 and 2 percent. California law requires brokers to disclose all fees in a Loan Estimate within three business days of your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.