Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage brokers in Laguna Niguel, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Belfor Team - American Pacific Mortgage
30011 Ivy Glenn Dr Ste 221, Laguna Niguel, CA 92677
4158998555
Cornerstone Home Lending
28202 Cabot Rd office 330 & 347, Laguna Niguel, CA 92677
9499392907
Chris Chudacoff / True Point Lending
28202 Cabot Rd #300, Laguna Niguel, CA 92677
9496332919
Sabina Adamski at Guaranteed Rate Affinity (NMLS 1598145)
28051 Greenfield Dr A Ste, Laguna Niguel, CA 92677
9495912787
Network Lending Services
30131 Town Center Dr #180, Laguna Niguel, CA 92677
9497979188
Ryan Broughton | NEO Home Loans
28202 Cabot Rd # 253, Laguna Niguel, CA 92677
9494492223
Mortgage Moon
28202 Cabot Rd UNIT 100, Laguna Niguel, CA 92677
8003857590
Logical Home Lending
23807 Aliso Creek Rd #202, Laguna Niguel, CA 92677
3102835410
The Mortgage Partner
30100 Crown Valley Pkwy # 11, Laguna Niguel, CA 92677
9492493067
Lucia Solis at Guaranteed Rate Affinity (NMLS #260848)
28051 Greenfield Dr Ste A, Laguna Niguel, CA 92677
5625872669
La Paz Mortgage INC
30131 Town Center Dr #177, Laguna Niguel, CA 92677
9497706067
Mortgage Grader
23807 Aliso Creek Rd #210, Laguna Niguel, CA 92677
9493899333
Mortgage America
28202 Cabot Rd #300, Laguna Niguel, CA 92677
9494955200
Hayward Capital Inc
28202 Cabot Rd #300, Laguna Niguel, CA 92677
8003391055
What Does a Mortgage Broker in Laguna Niguel Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $800,000 home in Laguna Niguel, this could be $8,000 to $16,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, complexity, and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Laguna Niguel?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle the application process and compare rates and terms from different sources.
Do I need a mortgage broker or a bank in California?
A mortgage broker can offer access to many lenders while a bank only offers its own products. In California, brokers must provide a Loan Estimate within three business days of your application.
What documents do I need for a mortgage in California?
You typically need pay stubs, tax returns, bank statements, and identification. California law also requires a Good Faith Estimate of closing costs early in the process.