Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage brokers in Los Alamitos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Wholesale Mortgage Inc.
4332 Cerritos Ave #208, Los Alamitos, CA 90720
8889582409
CLS Financial
4450 W Cerritos Ave, Los Alamitos, CA 90720
5625946884
Jesse Rivera - Prospect Lending
11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720
5625766885
Prospect Lending
11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720
5624448448
American Bankers Mortgage
5242 Katella Ave # 205, Los Alamitos, CA 90720
9493100057
Advantage One Home Loans
3347 W Cerritos Ave, Los Alamitos, CA 90720
7146468883
Milton Estrada Senior Mortgage Broker
10542 Calle Lee #102, Los Alamitos, CA 90720
5628104263
What Does a Mortgage Broker in Los Alamitos Cost?
Mortgage brokers in California typically charge an origination fee of 0.5 percent to 2.75 percent of the loan amount. They may also receive a yield spread premium from the lender. For a 500000 dollar loan this could mean fees from 2500 to 13750 dollars. Other costs include appraisal fees credit report fees and processing fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Los Alamitos?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information and shop for loan options that fit your needs. In California they must be licensed by the Department of Financial Protection and Innovation.
How do I choose a mortgage broker in Los Alamitos?
Look for a broker with a valid California license and good reviews. Ask about their experience with local properties and loan types. You can verify their license on the Nationwide Multistate Licensing System NMLS website.
What documents do I need for a mortgage application in California?
You typically need pay stubs W-2 forms tax returns bank statements and photo ID. California law may require additional disclosures for adjustable rate loans. The broker will provide a Loan Estimate within three business days of your application.