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19 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage brokers in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Mortgage Funding
236 N Santa Cruz Ave STE 103, Los Gatos, CA 95030
4083952000
New American Funding - Los Gatos, CA
1615 Los Gatos Blvd Ste 205, Los Gatos, CA 95032
4082283392
Robert Huibers, Mortgage Advisor
61 E Main St D, Los Gatos, CA 95032
6507201790
Guaranteed Rate Affinity - Robert Bachman
16185 Los Gatos Blvd Suite 205 Office 38, Los Gatos, CA 95032
4088582663
FIDA FUND
634 N Santa Cruz Ave UNIT 209, Los Gatos, CA 95030
6502003828
Direct Mortgage Funding: Michele Morse Reen
236 N Santa Cruz Ave Suite 101, Los Gatos, CA 95030
4086261879
Farm and Community Mortgage/Insurance
24685 Soquel San Jose Rd, Los Gatos, CA 95033
6507097067
Bayview Residential Brokerage
987 University Ave STE 12, Los Gatos, CA 95032
4082982591
Mark Smith Home Loans
455 Los Gatos Blvd, Los Gatos, CA 95032
4084823165
RE Mortgage Advisors
16780 Lark Ave A, Los Gatos, CA 95032
4155164277
Omid Fakouri Mortgage Advisor
987 University Ave STE 12, Los Gatos, CA 95032
4083732838
Brett Nicoletti
236 N Santa Cruz Ave UNIT 239, Los Gatos, CA 95030
4083160494
Victoria Capital Mortgage Company
455 Los Gatos Blvd # 100, Los Gatos, CA 95032
4083916550
Golden Mortgage Company, Inc.
223 W Main St D, Los Gatos, CA 95030
6692327045
Westside Mortgage Group
569 University Ave, Los Gatos, CA 95032
4083541864
US Bank Mortgage
127 N Santa Cruz Ave, Los Gatos, CA 95030
8008722657
Silicon Valley Mortgage
451 Los Gatos Blvd UNIT 104, Los Gatos, CA 95032
4084189811
Happy Investments, Inc. Los Gatos CA
15559 Union Ave Suite 3025 F, Los Gatos, CA 95032
6692211550
Guild Mortgage Company
236 N Santa Cruz Ave UNIT 239, Los Gatos, CA 95030
4084025904
Mortgage brokers in Los Gatos, California help homebuyers and homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local broker can provide insight into the unique housing market of Los Gatos and Santa Clara County.
What Does a Mortgage Broker in Los Gatos Cost?
Mortgage brokers in California typically charge a fee between 1% and 2% of the loan amount. Some brokers may also receive a yield spread premium from the lender. For a $800,000 home loan in Los Gatos, this could mean a broker fee of $8,000 to $16,000. Costs vary based on loan complexity and the specific services provided. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Los Gatos?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you through the application process. They do not lend money directly but connect you with lenders that fit your needs.
How do I choose a mortgage broker in California?
Check that the broker is licensed through the NMLS database. Ask about their experience with California specific loan programs and local market conditions. Read client reviews and compare their fee structures before deciding.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.