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Compare Mortgage Brokers in Merced, CA

Compare mortgage brokers in Merced. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 mortgage brokers in Merced, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
(209) 233-0121 robertdylina.com
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
(209) 261-2679 capstonemortgage.net
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
(209) 276-9688 lendingassets.com
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
(209) 580-4464 joestefani.leader1.com
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
(209) 725-9405 primeres.com
Halo Mortgage
2750 G St Suite E-3, Merced, CA 95340
(209) 600-0510 halomortgage.com
Primary Residential Mortgage, Inc.
1180 W Olive Ave STE G, Merced, CA 95348
(209) 725-9405 primeres.com
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
(209) 777-6955 leaderonefinancial.com
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
(209) 761-2542 envoymortgage.com
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
(209) 628-0378 csalazarforloans.com
Nick Maravilla - Loan Officer NMLS#2571013
3061 College Green Dr # C, Merced, CA 95348
(209) 658-6307 nickmaravilla.leaderonefinancial.com
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
(209) 777-9560 nathanbell.supremelending.com
American Financial Network
3313 G St suite a, Merced, CA 95340
(209) 769-5300 thebestloanagent.com
Hard Money Lenders Merced CA
394 E Yosemite Ave, Merced, CA 95340
(209) 257-8626
Jeanette Garibay - Loan Officer NMLS#1085541
53 W Alexander Ave, Merced, CA 95348
(209) 600-3773 jeanettegaribay.com
Rick Davidson - Loan Officer NMLS#274419
53 W Alexander Ave, Merced, CA 95348
(209) 617-3406 homeloanswithrick.com
Dennis Nightengale
512 W 18th St, Merced, CA 95340
(209) 261-2679
Dennis Nightengale "You find the home. I'll find the loan"
512 W 18th St, Merced, CA 95340
(209) 261-2679

What Does a Mortgage Broker in Merced Cost?

Mortgage broker fees in California usually range from 1% to 2% of the loan amount. For a $400,000 home loan, this could be $4,000 to $8,000. Some brokers charge a flat fee instead, which might be $3,000 to $5,000. You may also pay third party costs like appraisal fees ($400 to $700) and credit report fees ($30 to $50). Costs vary by lender, loan type, and your financial situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Merced?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle the application process, compare rates, and guide you through closing. In California, brokers must provide a written agreement outlining their fees and services before you proceed.
How do I choose a mortgage broker in Merced?
Look for a broker with a valid California license and positive reviews from local clients. Ask about their experience with Merced area properties and loan types like USDA or FHA. You can verify a brokers license through the California Department of Financial Protection and Innovation online database.
What documents do I need for a mortgage application in California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California law requires lenders to provide a Loan Estimate within three business days of your application. This document shows the loan terms, estimated monthly payment, and closing costs.

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