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Directory of mortgage brokers in Merced, California. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage brokers in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
2092330121
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
2092612679
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
2092769688
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
2095804464
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
2097259405
Halo Mortgage
2750 G St Suite E-3, Merced, CA 95340
2096000510
Primary Residential Mortgage, Inc.
1180 W Olive Ave STE G, Merced, CA 95348
2097259405
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
2097776955
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
2097612542
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
2096280378
Nick Maravilla - Loan Officer NMLS#2571013
3061 College Green Dr # C, Merced, CA 95348
2096586307
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
2097779560
American Financial Network
3313 G St suite a, Merced, CA 95340
2097695300
Hard Money Lenders Merced CA
394 E Yosemite Ave, Merced, CA 95340
2092578626
Jeanette Garibay - Loan Officer NMLS#1085541
53 W Alexander Ave, Merced, CA 95348
2096003773
Rick Davidson - Loan Officer NMLS#274419
53 W Alexander Ave, Merced, CA 95348
2096173406
Dennis Nightengale
512 W 18th St, Merced, CA 95340
2092612679
Dennis Nightengale "You find the home. I'll find the loan"
512 W 18th St, Merced, CA 95340
2092612679
Mortgage brokers in Merced, California help home buyers and refinancing homeowners connect with lenders. They can assist with conventional loans, FHA loans, VA loans, and USDA loans, which are popular in the Central Valley. Under California law, mortgage brokers must be licensed by the Department of Financial Protection and Innovation and follow strict disclosure rules under the California Residential Mortgage Lending Act.
What Does a Mortgage Broker in Merced Cost?
Mortgage broker fees in California usually range from 1% to 2% of the loan amount. For a $400,000 home loan, this could be $4,000 to $8,000. Some brokers charge a flat fee instead, which might be $3,000 to $5,000. You may also pay third party costs like appraisal fees ($400 to $700) and credit report fees ($30 to $50). Costs vary by lender, loan type, and your financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Merced?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle the application process, compare rates, and guide you through closing. In California, brokers must provide a written agreement outlining their fees and services before you proceed.
How do I choose a mortgage broker in Merced?
Look for a broker with a valid California license and positive reviews from local clients. Ask about their experience with Merced area properties and loan types like USDA or FHA. You can verify a brokers license through the California Department of Financial Protection and Innovation online database.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.