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Looking for a mortgage broker in Oxnard? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage brokers in Oxnard, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Salazar - GEM Mortgage
2775 N Ventura Rd #102, Oxnard, CA 93036
8053123964
Nations Lending - Oxnard, CA Branch - NMLS: 1285985
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8442459529
Linda+Chad Gold Coast Team
1000 Town Center Dr #520, Oxnard, CA 93036
8052088951
Smart Home Mortgage - Larry Reyes
300 E Esplanade Dr Suite 455, Oxnard, CA 93036
8054157631
Jonathan Sandoval - The Sandoval Group PB: The Money Store
2775 N Ventura Rd Suite 211 Second Floor, Oxnard, CA 93036
8057541921
Dignified Home Loans
2751 Park View Ct Suite 231, Oxnard, CA 93036
8058900792
Financial Home Associates
1000 Town Center Dr Suite 525, Oxnard, CA 93036
8054025302
Smart Home Mortgage - Staci Aguiar
300 E Esplanade Dr #105, Oxnard, CA 93036
8057972523
Marcos Galaviz - Option Funding Inc
1000 Town Center Dr #135, Oxnard, CA 93036
8052767380
Tracey Stillman, Mortgage Lender NMLS #1287611
2775 N Ventura Rd Suite 203, Oxnard, CA 93036
3033465349
Loan Warehouse
183 Montgomery Ave, Oxnard, CA 93036
8337115626
Armando Perez - Nations Lending
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8054020337
Jacob Ford, Mortgage Broker NMLS #1926040
1000 Town Center Dr #300, Oxnard, CA 93036
8053770207
Guild Mortgage Company
1000 Town Center Dr #520, Oxnard, CA 93036
8053896800
Hard Money West
1000 Town Center Dr #300, Oxnard, CA 93036
8006580814
SC LENDING GROUP
300 E Esplanade Dr 9th floor, Oxnard, CA 93036
8053777500
Specialty Lenders Group
1000 Town Center Dr #300, Oxnard, CA 93036
8557543863
Smart Home Mortgage
300 E Esplanade Dr, Oxnard, CA 93036
8058533030
Montecito Bank & Trust
300 W Esplanade Dr, Oxnard, CA 93036
8059637511
Mortgage brokers in Oxnard help homebuyers and homeowners find suitable loan products from multiple lenders. In California, brokers must be licensed by the Department of Financial Protection and Innovation and follow the California Residential Mortgage Lending Act. Oxnard brokers often assist clients with conventional loans, FHA loans, VA loans, and jumbo loans for properties in Ventura County.
What Does a Mortgage Broker in Oxnard Cost?
Mortgage broker fees in California typically range from 1 to 2 percent of the loan amount. For a $500,000 home, this could be $5,000 to $10,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, property location, and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oxnard?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California law requires lenders to verify your ability to repay the loan under the Dodd-Frank Act.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. Delays can occur if appraisals or title work take longer, especially in busy markets like Oxnard.
Are there special loan programs for first-time buyers in Oxnard?
Yes, California offers the CalHFA program with down payment assistance for first-time buyers. Some Oxnard lenders also offer FHA loans with a 3.5 percent down payment.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.