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Find Mortgage Brokers Near You in Oxnard, CA

Compare mortgage brokers in Oxnard. Review contact information and insurance categorys before you decide.

19 agents listed
Updated June 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage brokers in Oxnard, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Salazar - GEM Mortgage
2775 N Ventura Rd #102, Oxnard, CA 93036
(805) 312-3964 fsalazar.gemcorp.com
Nations Lending - Oxnard, CA Branch - NMLS: 1285985
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
(844) 245-9529 nationslending.com
Linda+Chad Gold Coast Team
1000 Town Center Dr #520, Oxnard, CA 93036
(805) 208-8951 loansbylindahall.com
Smart Home Mortgage - Larry Reyes
300 E Esplanade Dr Suite 455, Oxnard, CA 93036
(805) 415-7631 smarthomemortgage.net
Jonathan Sandoval - The Sandoval Group PB: The Money Store
2775 N Ventura Rd Suite 211 Second Floor, Oxnard, CA 93036
(805) 754-1921 jonathansandoval.themoneystore.com
Dignified Home Loans
2751 Park View Ct Suite 231, Oxnard, CA 93036
(805) 890-0792 dignifiedhomeloans.com
Financial Home Associates
1000 Town Center Dr Suite 525, Oxnard, CA 93036
(805) 402-5302 financialhomeassociates.com
Smart Home Mortgage - Staci Aguiar
300 E Esplanade Dr #105, Oxnard, CA 93036
(805) 797-2523
Marcos Galaviz - Option Funding Inc
1000 Town Center Dr #135, Oxnard, CA 93036
(805) 276-7380 optionfundingoxnard.com
Tracey Stillman, Mortgage Lender NMLS #1287611
2775 N Ventura Rd Suite 203, Oxnard, CA 93036
(303) 346-5349
Loan Warehouse
183 Montgomery Ave, Oxnard, CA 93036
(833) 711-5626 loanwarehouse.com
Armando Perez - Nations Lending
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
(805) 402-0337 nationslending.com
Jacob Ford, Mortgage Broker NMLS #1926040
1000 Town Center Dr #300, Oxnard, CA 93036
(805) 377-0207
Guild Mortgage Company
1000 Town Center Dr #520, Oxnard, CA 93036
(805) 389-6800 branches.guildmortgage.com
Hard Money West
1000 Town Center Dr #300, Oxnard, CA 93036
(800) 658-0814
SC LENDING GROUP
300 E Esplanade Dr 9th floor, Oxnard, CA 93036
(805) 377-7500 sclendinggroup.com
Specialty Lenders Group
1000 Town Center Dr #300, Oxnard, CA 93036
(855) 754-3863 valoanfund.com
Smart Home Mortgage
300 E Esplanade Dr, Oxnard, CA 93036
(805) 853-3030 smarthomemortgage.net
Montecito Bank & Trust
300 W Esplanade Dr, Oxnard, CA 93036
(805) 963-7511 montecito.bank

Mortgage brokers in Oxnard help homebuyers and homeowners find suitable loan products from multiple lenders. In California, brokers must be licensed by the Department of Financial Protection and Innovation and follow the California Residential Mortgage Lending Act. Oxnard brokers often assist clients with conventional loans, FHA loans, VA loans, and jumbo loans for properties in Ventura County.

What Does a Mortgage Broker in Oxnard Cost?

Mortgage broker fees in California typically range from 1 to 2 percent of the loan amount. For a $500,000 home, this could be $5,000 to $10,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, property location, and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Oxnard?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California law requires lenders to verify your ability to repay the loan under the Dodd-Frank Act.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. Delays can occur if appraisals or title work take longer, especially in busy markets like Oxnard.
Are there special loan programs for first-time buyers in Oxnard?
Yes, California offers the CalHFA program with down payment assistance for first-time buyers. Some Oxnard lenders also offer FHA loans with a 3.5 percent down payment.

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