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Mortgage Brokers in San Clemente, CA

Directory of mortgage brokers in San Clemente, California. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in San Clemente, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GM Funding
1201 Puerta Del Sol STE 302, San Clemente, CA 92673
9496887779
Breeze Funding, Inc.
163 Avenida Del Mar, San Clemente, CA 92672
8553467283
Yosef Shapiro - Mortgage Broker
1643 Via Tulipan, San Clemente, CA 92673
7072809627
Blue Home Loans, Inc.
1201 Puerta Del Sol STE 312, San Clemente, CA 92673
8883499320
Alliance Mortgage Lending
635 Camino De Los Mares STE 203, San Clemente, CA 92673
9494435178
Avid Mortgage Solutions
1201 Puerta Del Sol ste 325, San Clemente, CA 92673
9494293700
Matt Cady Mortgage Team
San Clemente, CA 92672
9492386035
San Clemente Reverse Mortgages
San Clemente, CA 92672
9494397030
New American Funding - San Clemente, CA
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9494458357
Gina Renee Aguilar Realtor and Mortgage Broker
215 Avenida Del Mar Suite A, San Clemente, CA 92672
9495218309
Medimont Lending
209 Avenida Del Mar Suite 201D, San Clemente, CA 92672
9494159063
Derek Beisner Branch Manager at Summit Mortgage
47 Via Zaragoza, San Clemente, CA 92672
9496379939
LifeSource Mortgage
1238 Puerta Del Sol #2e, San Clemente, CA 92673
9494922252
Sean Harlow- BR Capital and Finance
209 Avenida Del Mar #201H, San Clemente, CA 92672
6262214045
Coast National Mortgage
501 N El Camino Real, San Clemente, CA 92672
9499395317
Rescom Financial Services
940 Calle Amanecer suite d, San Clemente, CA 92673
9492403880
SoCal Home Mortgages
126 E Escalones, San Clemente, CA 92672
9498424765
Green Monarch Reverse Mortgage
1389 Calle Avanzado, San Clemente, CA 92673
8003452041
Mike Lynch
621 S El Camino Real, San Clemente, CA 92672
9494683689
Seaside Lending
220 S Ola Vista unit d, San Clemente, CA 92672
9494132990

A mortgage broker in San Clemente can help you compare loan options from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand Orange County real estate market conditions, including property values in coastal communities like San Clemente.

What Does a Mortgage Broker in San Clemente Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this could be $5,000 to $10,000. Some brokers charge a flat fee instead of a percentage. Additional costs may include origination fees, application fees, and third-party costs like appraisal and credit report fees. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in San Clemente do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. They do not lend money directly but connect you with lenders who may approve your loan.
Are mortgage brokers in California required to have a license?
Yes, California requires mortgage brokers to be licensed under the California Finance Lenders Law. They must register with the Nationwide Multistate Licensing System and complete continuing education. You can verify a brokers license on the NMLS Consumer Access website.