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Directory of mortgage brokers in San Mateo, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
San Mateo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage brokers in San Mateo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sean Kameli @ Supreme Lending - NMLS #633285
Supreme Lending, 1810 Gateway Dr # 115, San Mateo, CA 94402
6504342220
Supreme Lending - Scott Eaton
1810 Gateway Dr #230, San Mateo, CA 94404
9259809862
Emerson Financial
675 Mariners Island Blvd STE 107, San Mateo, CA 94404
6505241700
Ascend Mortgage
3 E 3rd Ave, San Mateo, CA 94401
6502124010
Redwood Mortgage
177 Bovet Rd #520, San Mateo, CA 94401
6503655341
Commercial Mortgage Corporation
1670 S Amphlett Blvd # 214, San Mateo, CA 94402
6503419800
Spinner Mortgage
205 De Anza Blvd suite 269, San Mateo, CA 94402
6505224180
Mortgage Services
181 2nd Ave, San Mateo, CA 94401
6507623014
Stratex Mortgage Brokers
101 3rd St, San Mateo, CA 94401
6503767790
Simons & Company
177 Bovet Rd # 600, San Mateo, CA 94402
6509241226
Mortgage brokers in San Mateo California help home buyers and refinancing homeowners connect with lenders for home loans. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and follow strict disclosure rules. Working with a local broker can give you access to multiple loan products and personalized guidance for the competitive Bay Area housing market.
What Does a Mortgage Broker in San Mateo Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay for an appraisal, credit report, and other third-party costs. Under California law, all fees must be itemized in a Loan Estimate within three business days of your application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid license from the Department of Financial Protection and Innovation under the California Financing Law. They must also register with the Nationwide Multistate Licensing System and complete continuing education each year.
How do mortgage brokers in San Mateo get paid?
Mortgage brokers in California are typically paid through a commission from the lender or a fee from the borrower. Under California law, the broker must disclose all compensation in writing before you sign any loan documents.
What documents do I need to apply with a San Mateo mortgage broker?
You will usually need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. For self-employed borrowers, California brokers may ask for profit and loss statements and additional proof of income.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.