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Looking for a mortgage broker in Santa Maria? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Santa Maria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage brokers in Santa Maria, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mickey Hellman at Certainty Home Lending (NMLS #244724)
3529 Mercury Dr Office #1, Santa Maria, CA 93455
8058783541
Guild Mortgage - Cyndi Nunez
3535 Mercury Dr, Santa Maria, CA 93455
8057050579
Envoy Mortgage - Santa Maria, CA
1110 E Clark Ave Suite U-250 and U260, Santa Maria, CA 93455
8057424881
Gene Perez, Real Estate & Mortgage Loans, home loans
1112 S Broadway, Santa Maria, CA 93454
8054487101
Geneva Financial, LLC: Charles Motley
2125 S Broadway #111, Santa Maria, CA 93454
8054788508
Guild Mortgage - Lu Beltran
3535 Mercury Dr, Santa Maria, CA 93455
5592609057
Novel Home Loans
722 E Main St Suite 105, Santa Maria, CA 93454
8056147000
Emma Cavazos at Pacific Coast Mortgage Group (NMLS #922617)
530 E Main St, Santa Maria, CA 93454
8057144794
Guild Mortgage - Marie Withers
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
Wesly Aguirre Jr
2236 S Broadway suite b, Santa Maria, CA 93454
8053610355
Justine Tell at Edge Home Finance Inc
900 E Main St Ste. 102, Santa Maria, CA 93454
8057144681
Greater Mortgage Solutions
1112 S Broadway, Santa Maria, CA 93454
8053521100
Guild Mortgage - Braulio Navarro
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
Guild Mortgage Company
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
Montecito Bank & Trust
2125 S Broadway STE 101A, Santa Maria, CA 93454
8059637511
CrossCountry Mortgage, LLC
411 Betteravia Rd # 202, Santa Maria, CA 93454
8055989110
American Mortgage Lenders Inc.
2011 S Broadway Ste B, Santa Maria, CA 93454
8053490335
Hii Mortgage Loans Santa Maria Ca
1430 S. Eagle Ct Suite C, Santa Maria, CA 93454
8056230259
Mortgage brokers in Santa Maria California help home buyers and homeowners find suitable loan products from multiple lenders. These professionals are licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Santa Maria brokers understand local housing market conditions in northern Santa Barbara County.
What Does a Mortgage Broker in Santa Maria Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 home loan this means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee or an hourly rate. You may also pay third-party costs such as appraisal fees credit report fees and title insurance. California law requires brokers to disclose all fees in a Loan Estimate within three business days of your application. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Santa Maria?
A mortgage broker acts as an intermediary between borrowers and lenders. They gather financial documents compare loan options from different banks and credit unions and guide you through the application process. Brokers do not lend money directly but help you find the best available terms.
Do I need a license to be a mortgage broker in California?
Yes. Mortgage brokers in California must hold a valid license from the California Department of Financial Protection and Innovation. They must also pass a background check and complete continuing education requirements under the Secure and Fair Enforcement for Mortgage Licensing Act.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.