Find Mortgage Brokers in Torrance, CA
Browse mortgage brokers serving Torrance, California. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage brokers in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Torrance California help home buyers and homeowners find suitable loan options from multiple lenders. California law requires mortgage brokers to hold a license from the Department of Financial Protection and Innovation. Local brokers understand the Torrance real estate market and can guide you through state specific disclosure requirements and escrow procedures.
What Does a Mortgage Broker in Torrance Cost?
Mortgage broker fees in California typically range from 1 percent to 2 percent of the loan amount. Some brokers charge a flat fee of 2000 to 5000 dollars. You may also pay third party costs like appraisal and title insurance. Costs vary by loan size and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a California Residential Mortgage Lending Act license or a Nationwide Multistate Licensing System registration. The license ensures the broker follows state regulations on fees disclosures and consumer protections.
How long does it take to close a mortgage in Torrance?
A typical mortgage closing in California takes 30 to 45 days from application. Delays can occur due to appraisal scheduling or document verification. Your broker can provide a timeline estimate based on your specific loan type.
What documents do I need to apply for a mortgage in California?
You generally need pay stubs tax returns bank statements and a valid ID. California law also requires a Loan Estimate within three business days of application. Your broker will guide you on any additional documents needed for your loan program.