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Looking for a mortgage broker in Kailua? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 15 mortgage brokers in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ron Durant
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8087534622
Guild Mortgage Company
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082634622
Guild Mortgage - Cathy Allen
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082283322
Guild Mortgage - Gavin Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638746
Hawaii VA Loans
111 Hekili St #102, Kailua, HI 96734
8088245272
Guild Mortgage - Cindy Pagan
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638747
Carolyn Lewis Team - Certified Mortgage Planners
93 N Kainalu Dr Atrium A, Kailua, HI 96734
8083798507
Guild Mortgage - Brooke Peters
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8083302247
HG Mortgage
354 Uluniu St #402, Kailua, HI 96734
8082617703
Guild Mortgage - Jessica Takayesu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082773693
Guild Mortgage - Michael Nakatsu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8087234180
Imperial Mortgage LLC
1005 Keolu Dr, Kailua, HI 96734
8082636363
Guild Mortgage - Alice Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082638742
Kevin Sumimoto at Rate (NMLS #307869)
46 Hoolai St Suite D, Kailua, HI 96734
8086502153
Guild Mortgage - Robin Yamaguchi
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
8082774055
Mortgage brokers in Kailua Hawaii help home buyers and homeowners find suitable loan products from multiple lenders. Hawaii has unique property laws and high home values which require local expertise. A broker can guide you through Hawaii specific requirements like condominium association rules and lava zone insurance considerations.
What Does a Mortgage Broker in Kailua Cost?
Mortgage broker fees in Hawaii typically range from 1 percent to 2.75 percent of the loan amount. This fee is often paid by the lender or can be paid by the borrower at closing. Some brokers charge a flat fee between 3000 and 5000 dollars for simpler loans. Costs vary based on loan type, property value, and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Hawaii?
Mortgage brokers in Hawaii must hold a valid license from the Hawaii Division of Financial Institutions. They must also register with the Nationwide Multistate Licensing System NMLS. You can verify a brokers license on the NMLS consumer access website.
How long does a typical mortgage process take in Kailua?
The mortgage process in Hawaii usually takes 30 to 45 days from application to closing. This timeline can be longer for condominiums or properties in lava zones 1 and 2 due to additional insurance requirements. Your broker can provide a more specific estimate based on your property type.
What documents do I need to apply for a mortgage in Kailua?
You will need recent pay stubs, tax returns from the last two years, bank statements, and a valid government ID. For Hawaii properties you may also need a condominium association questionnaire or a flood zone determination letter. Your broker will give you a complete checklist.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.