Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 mortgage brokers in Lahaina, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii Financial Services, LLC.
727 Waine'e St #107, Lahaina, HI 96761
8086675626
Envoy Mortgage - Lahaina, HI
10 Hoohui Rd Suite 301 Suite 301, Lahaina, HI 96761
8088072744
What Does a Mortgage Broker in Lahaina Cost?
Mortgage broker fees in Hawaii typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. You may also pay an origination fee of 0.5% to 1%. Costs vary by loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need a mortgage broker to buy a home in Lahaina?
No you do not need a broker but many buyers use one to compare loan options. A broker can save you time by shopping multiple lenders for you. Hawaii law requires brokers to be licensed by the state.
What documents do I need for a mortgage broker in Hawaii?
You typically need pay stubs tax returns bank statements and photo ID. Hawaii lenders may also ask for proof of homeowner insurance due to hurricane risk. Self employed borrowers need additional profit and loss statements.
How long does the mortgage process take in Lahaina?
The process usually takes 30 to 45 days from application to closing. Hawaii has a 10 day right of rescission for refinances but not for purchase loans. Delays can happen if the property is in a lava zone or flood zone.