Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 19 mortgage brokers in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
(434) 531-0719
atlanticcoastmortgage.com
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
(434) 446-1800
atlanticcoastmortgage.com
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
(434) 422-7457
ryanschuett.phmloans.com
Atlantic Bay Mortgage Group - Charlottesville, VA
100 10th St NE UNIT 301, Charlottesville, VA 22902
(434) 328-5240
grayfoxmortgage.com
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
(434) 987-6273
grayfoxmortgage.com
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
(434) 975-5626
crownmortgage.com
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
(434) 260-0421
branches.guildmortgage.com
GO Mortgage - Charlottesville
2027 Woodbrook Ct, Charlottesville, VA 22901
(434) 989-2274
facebook.com
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
(434) 996-0016
fhmtg.com
Tammy Wilt, Gray Fox Mortgage LLC
1135 Rose Hill Dr Unit 101, Charlottesville, VA 22903
(434) 242-0046
grayfoxmortgage.com
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
(434) 227-5100
fhmtg.com
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
(434) 305-2278
mbsmortgages.com
Motto Mortgage Premier Services
900 Gardens Blvd #100, Charlottesville, VA 22901
(434) 216-1981
mottomortgage.com
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
(917) 559-3659
homesteadfunding.com
Guild Mortgage Company
1939 Commonwealth Dr, Charlottesville, VA 22901
(434) 327-5166
branches.guildmortgage.com
Embrace Home Loans - Charlottesville, VA
2300 Commonwealth Dr Suite 202, Charlottesville, VA 22901
(434) 529-2075
embracehomeloans.com
What Does a Mortgage Broker in Charlottesville Cost?
Mortgage broker fees in Virginia typically range from 1% to 2.75% of the loan amount. For a $300,000 home this could mean $3,000 to $8,250 in broker fees. Some brokers charge a flat fee instead of a percentage. Virginia law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Charlottesville Virginia?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan products that match your needs. In Virginia brokers must follow state regulations for disclosure and licensing.
How do I choose a mortgage broker in Charlottesville?
Look for a broker licensed with the Virginia State Corporation Commission. Check their experience with local lenders and ask about their fee structure. You can verify a brokers license through the Virginia SCC website.
What documents do I need to apply for a mortgage in Virginia?
You typically need pay stubs, tax returns, bank statements, and identification. Virginia requires lenders to provide a Loan Estimate within three business days of your application. Self employed borrowers may need additional profit and loss statements.
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