Find Mortgage Brokers in Fairfax, VA
Browse mortgage brokers serving Fairfax, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage brokers in Fairfax, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Fairfax Virginia help homebuyers and homeowners find loan options from multiple lenders. Virginia law requires all mortgage brokers to be licensed through the Virginia State Corporation Commission. Working with a local broker can give you insight into Fairfax County property values and closing timelines.
What Does a Mortgage Broker in Fairfax Cost?
Mortgage brokers in Virginia typically charge an origination fee of 1 to 2 percent of the loan amount. Some brokers also receive a yield spread premium from lenders which must be disclosed to you. For a 400000 dollar home this could mean 4000 to 8000 in broker fees. Costs vary by loan type and broker agreement. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Fairfax do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options on your behalf. In Virginia brokers must follow state regulations including disclosure of their compensation.
Do I need a license to be a mortgage broker in Virginia?
Yes. Virginia requires all mortgage brokers to hold a valid license from the State Corporation Commission Bureau of Financial Institutions. They must also pass a background check and complete continuing education each year.
How long does it take to close a mortgage in Fairfax Virginia?
A typical mortgage closing in Virginia takes 30 to 45 days from application. Delays can occur due to appraisal scheduling in Fairfax County or title search issues. Your broker can help you prepare documents to speed up the process.