Find Mortgage Brokers in Falls Church, VA
Compare mortgage brokers in Falls Church. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 9 mortgage brokers in Falls Church, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Falls Church, Virginia help homebuyers and refinancers find suitable loan options from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions. Local brokers understand the Northern Virginia market, including competitive pricing and area-specific property values.
What Does a Mortgage Broker in Falls Church Cost?
Mortgage broker costs in Virginia typically range from 1% to 3% of the loan amount. For a $400,000 home, this means $4,000 to $12,000 in broker fees. Some brokers charge a flat fee of $2,500 to $5,000. Costs vary by loan type, complexity, and the specific broker. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Virginia?
A mortgage broker in Virginia must hold a valid license from the Virginia State Corporation Commission Bureau of Financial Institutions. This license requires passing a background check and completing pre-licensing education. You can verify a brokers license on the SCC website.
How long does a Virginia mortgage pre-approval last?
A mortgage pre-approval in Virginia typically lasts 60 to 90 days. The exact duration depends on the lender and your financial profile. After this period, you may need to update your financial documents for a new pre-approval.
Are there Virginia-specific rules for mortgage broker fees?
Yes, Virginia law requires mortgage brokers to disclose all fees in a Loan Estimate within three business days of your application. Fees can include origination fees, processing fees, and discount points. Brokers must also provide a written agreement detailing their compensation.