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Find Mortgage Brokers Near You in Henrico, VA

Compare mortgage brokers in Henrico. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Henrico, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 2 mortgage brokers in Henrico, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garrison Capital Mortgage, LLC
419 N Ridge Rd, Henrico, VA 23229
(804) 538-5744 garrisoncm.com
Real Estate Lenders of America LLC
210 Camelot Cir, Henrico, VA 23229
(800) 955-4962

Mortgage brokers in Henrico Virginia help home buyers and refinancing homeowners connect with lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission. Brokers can assist with conventional FHA VA and USDA loans for properties in Henrico and the surrounding Richmond area.

What Does a Mortgage Broker in Henrico Cost?

Mortgage broker fees in Virginia typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of 2500 to 5000 dollars. Virginia law requires brokers to provide a Loan Estimate within three business days of application showing all costs. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Virginia?
In Virginia mortgage brokers must hold a license from the Virginia State Corporation Commission Bureau of Financial Institutions. They must also register with the Nationwide Multistate Licensing System NMLS.
How long does a mortgage pre approval last in Henrico Virginia?
A mortgage pre approval in Virginia typically lasts 60 to 90 days. Lenders may require updated documents like pay stubs and bank statements if the pre approval expires.
What is the difference between a mortgage broker and a loan officer in Virginia?
A mortgage broker works with multiple lenders to find a loan for you. A loan officer works for a single bank or credit union. Virginia law regulates both but brokers must disclose their compensation upfront.