Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Signature Home Lending
4200 Truxtun Ave, Bakersfield, CA 93309
(661) 664-2780
signaturehomelending.com
NEW/GEN HOME LENDING
3434 Truxtun Ave # 155, Bakersfield, CA 93301
(661) 203-8792
newgenhomelending.com
Estrada Team with CrossCountry Mortgage, LLC
4900 California Ave #310a, Bakersfield, CA 93309
(661) 320-4719
crosscountrymortgage.com
Ownity Mortgage Lending
7606 Meany Ave Suite 103, Bakersfield, CA 93308
(661) 472-7182
kristygannon.com
The Mortgage House
8500 Stockdale Hwy #150, Bakersfield, CA 93311
(661) 328-9300
themortgagehouse.com
Clarity Home Loans
5060 California Ave Suite 1090-F, Bakersfield, CA 93309
(661) 322-5626
clarityhomeloans.com
Agape Mortgage
5001 California Ave Suite 200, Bakersfield, CA 93309
(661) 496-9311
mynexthomeloan.com
Buena Vista Mortgage, Veronica Y. Morales, Loan Officer
9100 Ming Ave Suite 107, Bakersfield, CA 93311
(661) 333-6996
apply.pointmtg.com
Mortgage Connection
900 Mohawk St Suite 240, Bakersfield, CA 93309
(661) 205-4133
aesparza.gemcorp.com
PrimeLending, A PlainsCapital Company - Bakersfield
5001 California Ave STE 108, Bakersfield, CA 93309
(661) 281-2324
lo.primelending.com
Kay LaRue | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
(661) 301-4230
castlecookemortgage.com
Accelerated Lending Group
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
(661) 489-5363
mylenderalg.com
Creative Realty Mortgage Inc
4939 Calloway Dr Ste 101, Bakersfield, CA 93312
(661) 327-7041
creativemortgageca.com
Cornerstone Mortgage
4560 California Ave #300, Bakersfield, CA 93309
(661) 370-0600
mycornerstonemortgage.com
Allyn Medeiros, NMLS #214606
5001 California Ave Suite 200, Bakersfield, CA 93309
(661) 324-2427
lo.sierrapacificmortgage.com
Daniel Estrada at CrossCountry Mortgage
4900 California Ave #310a, Bakersfield, CA 93309
(661) 320-4719
ccm.com
Jeen Yim, Mortgage Lender NMLS #1899849
4600 American Ave, Bakersfield, CA 93309
(818) 568-5106
umsmtg.com
Melanie Contreras | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
(661) 343-2604
castlecookemortgage.com
What Does a Mortgage Lender in Bakersfield Cost?
Typical costs for a mortgage loan in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in California?
A mortgage lender in California must hold a license from the California Department of Financial Protection and Innovation under the California Financing Law. Individual loan officers also need a Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
How long does a mortgage loan application take in Bakersfield?
A typical mortgage loan application in California takes 30 to 45 days from application to closing. Delays can happen due to appraisal availability or document verification. Your lender will provide a Loan Estimate within 3 business days of your application.
What are common down payment requirements in California?
Down payment amounts vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. California first-time buyer programs may offer down payment assistance for qualified buyers in Bakersfield.
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