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Looking for a mortgage lender in Bakersfield? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Bakersfield, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gem Mortgage
1200 Discovery Dr STE 300, Bakersfield, CA 93309
6613281600
Signature Home Lending
4200 Truxtun Ave, Bakersfield, CA 93309
6616642780
NEW/GEN HOME LENDING
3434 Truxtun Ave # 155, Bakersfield, CA 93301
6612038792
Estrada Team with CrossCountry Mortgage, LLC
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Ownity Mortgage Lending
7606 Meany Ave Suite 103, Bakersfield, CA 93308
6614727182
The Mortgage House
8500 Stockdale Hwy #150, Bakersfield, CA 93311
6613289300
Clarity Home Loans
5060 California Ave Suite 1090-F, Bakersfield, CA 93309
6613225626
Agape Mortgage
5001 California Ave Suite 200, Bakersfield, CA 93309
6614969311
Buena Vista Mortgage, Veronica Y. Morales, Loan Officer
9100 Ming Ave Suite 107, Bakersfield, CA 93311
6613336996
Alfonso Garza
5301 Office Park Dr #200, Bakersfield, CA 93309
3104151359
Mortgage Connection
900 Mohawk St Suite 240, Bakersfield, CA 93309
6612054133
PrimeLending, A PlainsCapital Company - Bakersfield
5001 California Ave STE 108, Bakersfield, CA 93309
6612812324
Kay LaRue | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
6613014230
Accelerated Lending Group
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
6614895363
Creative Realty Mortgage Inc
4939 Calloway Dr Ste 101, Bakersfield, CA 93312
6613277041
Cornerstone Mortgage
4560 California Ave #300, Bakersfield, CA 93309
6613700600
Allyn Medeiros, NMLS #214606
5001 California Ave Suite 200, Bakersfield, CA 93309
6613242427
Daniel Estrada at CrossCountry Mortgage
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Jeen Yim, Mortgage Lender NMLS #1899849
4600 American Ave, Bakersfield, CA 93309
8185685106
Melanie Contreras | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
6613432604
Mortgage lenders in Bakersfield help home buyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Local lenders understand the Kern County real estate market and can guide you through loan programs for first-time buyers or investment properties.
What Does a Mortgage Lender in Bakersfield Cost?
Typical costs for a mortgage loan in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in California?
A mortgage lender in California must hold a license from the California Department of Financial Protection and Innovation under the California Financing Law. Individual loan officers also need a Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
How long does a mortgage loan application take in Bakersfield?
A typical mortgage loan application in California takes 30 to 45 days from application to closing. Delays can happen due to appraisal availability or document verification. Your lender will provide a Loan Estimate within 3 business days of your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.