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Mortgage Lenders in Calexico, CA

Looking for a mortgage lender in Calexico? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Calexico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 mortgage lenders in Calexico, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Selecto Services Title Loans - LoanMart Calexico
236 E 1st St, Calexico, CA 92231
(844) 620-2274 800loanmart.com
American House Financial
1074 E Cole Rd Suite 15, Calexico, CA 92231
(760) 427-3610 americanhousefinancial.com

Mortgage lenders in Calexico California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Local lenders understand the Imperial Valley real estate market and can guide you through California specific regulations like the Homeowner Bill of Rights.

What Does a Mortgage Lender in Calexico Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs in California usually range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Calexico?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The average mortgage process in California takes 30 to 45 days from application to closing. California law mandates a three business day review period after you receive the Closing Disclosure.
Are there special mortgage programs for California homebuyers?
Yes. The California Housing Finance Agency offers CalHFA programs with down payment assistance for qualified buyers. There are also FHA, VA, and USDA loans available in Calexico.

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