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2 agents listed
Updated May 2026
Carmel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Carmel, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SV Mortgage Group
26135 Carmel Rancho Blvd Ste. F200, Carmel, CA 93923
8312008435
HCS Equity
7412 Cypress Ln, Carmel, CA 93923
8312788622
Mortgage lenders in Carmel California help home buyers and property owners secure financing for residential and investment properties. California law requires lenders to provide detailed loan estimates within three business days of application. Local lenders understand the unique real estate market in Carmel and the surrounding Monterey Peninsula.
What Does a Mortgage Lender in Carmel Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance which can cost 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents are needed to apply for a mortgage in Carmel California?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and authorization to check your credit report.
How long does it take to close a mortgage loan in California?
A typical mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type, property appraisal, and under review of your financial documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.