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Mortgage Lenders in Chico, CA

Browse mortgage lenders serving Chico, California. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage lenders in Chico, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CELP - California Employee Loan Program by HappyDog
300 Salem St, Chico, CA 95928
(810) 275-1714 californiaemployeeloans.com
Newrez
1051 Mangrove Ave, Chico, CA 95926
(530) 781-1700 newrez.com
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
(530) 514-0798 tloaning.com
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
(530) 924-5656 imschico.com
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
(530) 514-7572 changemtg.com
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
(619) 793-6994 juliolends.com
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
(530) 897-4090 accessloans.net
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
(530) 514-7572 changemtg.com
HappyDog
300 Salem St, Chico, CA 95928
(530) 267-6262 happydog.com
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
(530) 588-1344 brookslendingteam.com
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
(530) 899-1870 networkmortgageonline.com
Caliber Home Loans, Richard Graeff
2580 Sierra Sunrise Terrace STE 200, Chico, CA 95928
(530) 570-8560
Fairway Independent Mortgage Jeremy Williams
300 Salem St, Chico, CA 95928
(530) 514-8421 fairway.com
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
(530) 518-1043 nathanmcgraw.net
Allison Denney
10 Declaration Dr A, Chico, CA 95973
(530) 570-8634 cmghomeloans.com
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
(530) 295-4617 rate.com
Tom Majewski
1253 Mangrove Ave, Chico, CA 95926
(530) 440-4342 homeloansbytom.com
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
(530) 776-0080 branches.guildmortgage.com
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
(530) 487-0126 happyinvestmentsinc.com

Mortgage lenders in Chico California help homebuyers secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Butte County real estate market and can guide you through the state specific escrow and disclosure requirements.

What Does a Mortgage Lender in Chico Cost?

Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These are estimates and costs vary by loan type and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chico California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage loan in California?
The average time to close a mortgage in California is 30 to 45 days. This timeline includes processing, underwriting, and the mandatory three day rescission period after signing.

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