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Looking for a mortgage lender in Downey? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Downey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Downey, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
8505 E Florence Ave, Downey, CA 90240
5628611414
Home Central Financial, Reverse Mortgage, Refinance, Va, Fha, Downey
7847 Florence Ave #101, Downey, CA 90240
5628819811
EZ Fundings Inc.
8207 3rd St UNIT 102, Downey, CA 90241
5623999200
PRMG
8104 3rd St, Downey, CA 90241
5622315620
RGC Capital Inc.
9040 Telegraph Rd Suite 200, Downey, CA 90240
8772383837
1st Choice Lending, Downey
8141 2nd St #603, Downey, CA 90241
5623965050
Derrell Aaron Barton - Sun West Mortgage NMLS 3277
8531 Florence Ave Suite 202, Downey, CA 90240
8186608333
New American Funding - Armine Arutunian
10841 Paramount Blvd Ste 204, Downey, CA 90241
5625058020
Jesus Olvera - Elite Mortgage Pros
8103 3rd St #1, Downey, CA 90241
5628333662
Inbanet Real Estate Lending & Investments - Fix & Flip Funding | Hard Money Loans | Trust Deed
8141 2nd St #347, Downey, CA 90241
5625739477
Bryan Camacho - Mortgage Lender | Dream Home Funding
Mortgage lenders in Downey California help homebuyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Downey housing market and can guide you through state-specific disclosure requirements.
What Does a Mortgage Lender in Downey Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Downey?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The typical mortgage process takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances on your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.