Find Mortgage Lenders Near You in Duarte, CA
Looking for a mortgage lender in Duarte? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 3 mortgage lenders in Duarte, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Duarte Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by loan size, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Duarte?
You typically need proof of income, tax returns, bank statements, and identification. California lenders also require a credit report and property appraisal. Self-employed borrowers may need additional documentation like profit and loss statements.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. This timeline can vary based on loan type, appraisal scheduling, and under review. California law requires a three-business-day rescission period for refinances.
Are there special mortgage programs for first-time homebuyers in Duarte?
Yes, California offers the CalHFA program with down payment assistance for first-time buyers. Duarte residents may also qualify for FHA loans with a 3.5 percent down payment. Local lenders can explain eligibility requirements for these programs.