Mortgage Lenders in East Palo Alto, CA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.

Showing 2 mortgage lenders in East Palo Alto, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Monterra Credit Union

1735 E Bayshore Rd, East Palo Alto, CA 94303

(650) 363-1725 monterra.org

Graeham Watts - Realtor

2085 E Bayshore Rd #51247, East Palo Alto, CA 94303

(650) 308-4727 graehamwatts.com

What Does a Mortgage Lender in East Palo Alto Cost?

Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in East Palo Alto?

You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders may also require a W-2 or 1099 for self-employed borrowers.

How long does it take to close a mortgage in California?

The average time to close a mortgage in California is 30 to 45 days. Delays can occur due to appraisal backlogs or title issues.

Mortgage Lenders in Other California Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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