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Mortgage Lenders in El Dorado Hills, CA

Directory of mortgage lenders in El Dorado Hills, California. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
El Dorado Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 mortgage lenders in El Dorado Hills, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Van Patten Mortgage Group
4960 Robert J Mathews Pkwy Suite A, El Dorado Hills, CA 95762
(877) 846-8657 thevanpattengroup.com
Essex Mortgage
897 Embarcadero Dr #213, El Dorado Hills, CA 95762
(916) 439-1275 essexmortgage.com
American Mortgage Network - Brian Beland
2222 Francisco Dr Suite 520, El Dorado Hills, CA 95762
(916) 880-1149
Rapid Mortgage Capital Corp.
3907 Park Dr # 235, El Dorado Hills, CA 95762
(888) 571-0298 rapidmc.com
Rojo Mortgage
4944 Windplay Dr #380, El Dorado Hills, CA 95762
(916) 548-3942 rojomortgage.com
The Mortgage Company
2222 Francisco Dr Suite #220-434, El Dorado Hills, CA 95762
(916) 396-3185 themortgagecompanyca.com
American Pacific Mortgage (NMLS #1905115)
1072 Green Valley Rd, El Dorado Hills, CA 95762
(916) 792-6763 apmortgage.com
Danica Halverson
4359 Town Center Blvd #112, El Dorado Hills, CA 95762
(916) 990-3966
Village Financial Group
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
(916) 367-3738 vfgloans.com
Bear Flag Home Loans
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(916) 671-6371 bearflaghl.com
Mortgage Company
3900 Park Dr #100, El Dorado Hills, CA 95762
(916) 486-6413
Jason Martin Mortgage
1113 Arbor Pl, El Dorado Hills, CA 95762
(650) 208-8386 jasonmartinmortgage.com
Davis & Amaral Mortgage Inc
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762
(916) 933-9343 davisandamaral.com
US Bank Mortgage
1020 White Rock Rd Bldg E, El Dorado Hills, CA 95762
(916) 939-7660 usbank.com
1st Choice Mortgage
4525 Serrano Pkwy Suite 100, El Dorado Hills, CA 95762
(833) 644-7600 1stchoicemortgageca.com
Tom Davis Jr | Mortgage Consultant
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762
(916) 804-9343
Chase Home Lending
3373 Bass Lake Rd Ste 120, El Dorado Hills, CA 95762
(646) 773-7413 homelendingadvisor.chase.com
Jeff Stevens - Columbia Bank Home Lending
3880 El Dorado Hills Blvd #100, El Dorado Hills, CA 95762
(916) 467-2164 columbiabank.com

Mortgage lenders in El Dorado Hills, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Loan Estimate within three business days of application, giving borrowers clear cost details. Local lenders understand the El Dorado Hills real estate market and can guide you through the loan process.

What Does a Mortgage Lender in El Dorado Hills Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs in El Dorado Hills generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in El Dorado Hills?
You typically need recent pay stubs, tax returns, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to get a mortgage in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for most refinances after closing.
Are there California-specific mortgage programs available?
Yes, the California Housing Finance Agency offers programs like CalHFA for first-time buyers. These programs provide down payment assistance and competitive interest rates for qualified borrowers.

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