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Find Mortgage Lenders Near You in Eureka, CA

Compare mortgage lenders in Eureka. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Eureka, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Eureka, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Humboldt Mortgage Company
2037 Harrison Ave, Eureka, CA 95501
(707) 445-3027 humboldtmortgage.net
CrossCountry Mortgage, Christine Joyner Manager
322 1st St, Eureka, CA 95501
(707) 601-8188 crosscountrymortgage.com
Joey D'Ambra at CrossCountry Mortgage
322 1st St, Eureka, CA 95501
(707) 223-2272 ccm.com
Oceana Bansemer Summit Funding
325 2nd St STE 103, Eureka, CA 95501
(707) 296-7076 summitfunding.net
SN Servicing Corporation
323 5th St, Eureka, CA 95501
(800) 603-0836 snsc.com
ReProp Financial
735 4th St, Eureka, CA 95501
(707) 444-7711 repropfinancial.com
Summit Funding, Inc.
325 2nd St STE 103, Eureka, CA 95501
(707) 296-7077 summitfunding.net
Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
(707) 441-1411 thepacifichometeam.com
Key Mortgage Group
3117 E St, Eureka, CA 95503
(707) 442-2242 thekeymortgagegroup.com
Adam Freitas - Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
(707) 834-6094 thepacifichometeam.com
Humboldt Home Loans
2145 Myrtle Avenue, Eureka, CA 95501
(707) 269-2334 humboldthomeloans.com
Mountain Bay Mortgage
805 7th St, Eureka, CA 95501
(707) 572-7338 mountainbaymortgage.com
US Bank Mortgage
2910 F St, Eureka, CA 95501
(707) 443-0244 usbank.com
Jennifer Paye - Pacific Home Team
332 Harris St B, Eureka, CA 95503
(707) 845-4184 thepacifichometeam.com
Bert Colbert
434 7th St #210, Eureka, CA 95501
(707) 496-3626
Fairway Independent Mortgage Corp
322 1st St, Eureka, CA 95501
(707) 601-8188
Larson Home Loans
427 F St #235, Eureka, CA 95501
(707) 321-7094 larsonhomeloans.com
Movement Mortgage
434 7th St #210, Eureka, CA 95501
(877) 314-1499 movement.com
Chase Mortgage
337 F St, Eureka, CA 95501
(707) 445-5000 chase.com
Columbia Bank Home Lending
701 5th St, Eureka, CA 95501
(707) 445-3233 umpquabank.com

Mortgage lenders in Eureka California help homebuyers secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the unique housing market in Humboldt County and can guide you through state-specific disclosure requirements.

What Does a Mortgage Lender in Eureka Cost?

Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender policies. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Eureka?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed disclosure of your credit score and a Loan Estimate form within three business days of your application.
How long does mortgage approval take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for most purchase loans, which adds time after signing final documents.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance for qualified first-time buyers. These programs have income limits and require homebuyer education courses.

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