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Find Mortgage Lenders Near You in Foster City, CA

Looking for a mortgage lender in Foster City? Review the directory below to compare your options.

6 agents listed
Updated June 2026
Foster City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 6 mortgage lenders in Foster City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vivian Pang - Loan Officer | Loan Factory NMLS 2012258 Co-NMLS320841
612 Plymouth Ln, Foster City, CA 94404
(650) 921-0888 loanfactory.com
Chase Home Lending
925 E Hillsdale Blvd, Foster City, CA 94404
(650) 224-9995 homelendingadvisor.chase.com
Bank of America Home Mortgage
909 E Hillsdale Blvd, Foster City, CA 94404
(650) 480-1729 bankofamerica.com
Mortgage, Bank of America
1065 E Hillsdale Blvd, Foster City, CA 94404
(341) 766-0576 bankofamerica.com
United Money Center LLC
303 Vintage Park Dr STE 120, Foster City, CA 94404
(650) 286-3800
Xila Financial
1 Plaza View Ln #367, Foster City, CA 94404
(888) 424-9377 xilafinancial.com

Mortgage lenders in Foster City California help home buyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Foster City offers diverse housing options near the San Francisco Bay, making local mortgage expertise valuable for navigating competitive markets.

What Does a Mortgage Lender in Foster City Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs in Foster City often range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Foster City?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also request proof of assets and a credit report. Self-employed borrowers often need additional profit and loss statements.
How long does mortgage approval take in California?
Most mortgage approvals take 30 to 45 days from application to closing. California law requires lenders to provide a Loan Estimate within three business days of receiving your application. Delays can occur if appraisals or title reports take longer.

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