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Browse mortgage lenders serving Gridley, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Gridley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Gridley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BMO Bank N.A Branches
34 E Gridley Rd, Gridley, CA 95948
5308463669
Optimum Mortgage
608 Kentucky St, Gridley, CA 95948
5306323229
Century 21 Select Real Estate Gridley
1495 CA-99 suite a, Gridley, CA 95948
5308462121
Mortgage lenders in Gridley, California help home buyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Residential Mortgage Lending Act. Local lenders understand the Gridley real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Gridley Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gridley?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a credit report and proof of assets. The exact list depends on your loan type and lender requirements.
How long does mortgage approval take in California?
The mortgage approval process in California usually takes 30 to 45 days from application to closing. This timeline can vary based on loan complexity and lender workload. California law requires a three-day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.