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Mortgage Lenders in Hayward, CA

Compare mortgage lenders in Hayward. Review contact information and insurance categorys before you decide.

14 agents listed
Updated June 2026
Hayward, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 14 mortgage lenders in Hayward, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
20852 Mission Blvd, Hayward, CA 94541
(510) 256-6145 oportun.com
Mariner Finance
2472 Whipple Rd Unit 3, Hayward, CA 94544
(510) 340-9182 locations.marinerfinance.com
Jaime Gonzalez - Envision Real Estate & Loans Inc
24301 Southland Dr #215, Hayward, CA 94545
(510) 862-6716 envisionre.net
Motto Mortgage Golden Standard
781 W Tennyson Rd, Hayward, CA 94544
(510) 868-0000 mottomortgage.com
J. Morthon Mortgage Refinance Hayward California
24301 Southland Dr, Hayward, CA 94542
(510) 880-3990
Patrick Grogan, Real Estate and Mortgage Broker in Hayward
21573 Foothill Blvd #211, Hayward, CA 94541
(510) 269-7406 linktr.ee
Prime Properties of California/ Bay Home Loans
26250 Industrial Blvd #26, Hayward, CA 94545
(510) 371-8090
Mortgage, Bank of America
24700 Hesperian Blvd, Hayward, CA 94545
(510) 780-3637 bankofamerica.com
Leonard Berkovich Motto Mortgage Golden Standard
781 W Tennyson Rd, Hayward, CA 94544
(201) 449-2010 lennyhomeloans.com
Lending Stem
26250 Industrial Blvd, Hayward, CA 94545
(510) 828-1360
US Bank Mortgage
805 B St, Hayward, CA 94541
(800) 872-2657 usbank.com
Chase Home Lending
22370 Foothill Blvd, Hayward, CA 94541
(303) 901-9121 homelendingadvisor.chase.com
US Bank Mortgage
31045 Mission Blvd, Hayward, CA 94544
(800) 872-2657 usbank.com
United Financial Services
24301 Southland Dr # 409, Hayward, CA 94545
(866) 489-1154

Mortgage lenders in Hayward California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local lenders understand the Hayward real estate market and can guide you through state-specific escrow and disclosure requirements.

What Does a Mortgage Lender in Hayward Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $500 to $700, and title insurance of $1,000 to $2,500. Closing costs in Hayward generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hayward?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances, which can add to the timeline.
Are there special mortgage programs for first-time buyers in Hayward?
Yes. The California Housing Finance Agency offers CalHFA loans with down payment assistance for qualified first-time buyers. Local credit unions and banks also offer FHA and conventional loans with low down payments.

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