Skip to main content

Mortgage Lenders in Huntington Beach, CA

Browse mortgage lenders serving Huntington Beach, California. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Huntington Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Huntington Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Optimum First Mortgage
7755 Center Ave 9th Floor, Huntington Beach, CA 92647
(877) 816-7846 optimumfirst.com
Summit Home Lending
17011 Beach Blvd Suite 1100, Huntington Beach, CA 92647
(714) 536-9500 summithl.com
JMJ Financial - Huntington Beach Branch
19671 Beach Blvd Suite 202, Huntington Beach, CA 92648
(714) 330-8263 themordeauteam.com
Brighter Lending
8092 Warner Ave, Huntington Beach, CA 92647
(949) 877-7757 brighterlending.com
Jackie Barikhan - Summit Lending
18281 Gothard St #203, Huntington Beach, CA 92648
(949) 600-0944 mylenderjackie.com
BuyWise Mortgage
2130 Main St #290, Huntington Beach, CA 92648
(714) 916-5727 buywisemortgage.com
Revival Lending
17011 Beach Blvd #510, Huntington Beach, CA 92647
(714) 257-5284 revivallending.com
J&J COASTAL LENDING - JOHN A SORICELLI JR
214 5th St Unit 202, Huntington Beach, CA 92648
(949) 478-3863 thinkjandj.com
New American Funding - Huntington Beach, CA
20422 Beach Blvd #100, Huntington Beach, CA 92648
(714) 581-5324 newamericanfunding.com
Pacific Coast Funding
419 Main St #367, Huntington Beach, CA 92648
(714) 608-2447 pacificcoastfunding.com
The Mortgage Hub
5882 Bolsa Ave Ste #250, Huntington Beach, CA 92649
(888) 273-8734 themtghub.com
Advanced Horizon Lending
7755 Center Ave 11th floor, Huntington Beach, CA 92647
(714) 767-5664 advancedhorizon.com
Loan Factory, You First Realty
17191 Erwin Ln, Huntington Beach, CA 92647
(714) 784-5736
The Wright Loans
2130 Main St #250, Huntington Beach, CA 92648
(714) 536-2200 thewrightloans.com
Quest Home Loans
4952 Warner Ave Suite 251, Huntington Beach, CA 92649
(714) 643-8488 questhomeloans.com
Flex Funding
7755 Center Ave Suite 1100, Huntington Beach, CA 92647
(714) 317-7250 myflexnow.com
Homeowners Mortgage and Equity, Inc
17011 Beach Blvd Suite 900-826, Huntington Beach, CA 92647
(800) 405-6000 preapproval.com
Safe Lending Mortgage Corp
7171 Warner Ave Ste B 396, Huntington Beach, CA 92647
(714) 475-5050 safelending.net
Fellowship Home Loans
16541 Gothard St #207, Huntington Beach, CA 92647
(800) 804-7283 fellowshiphomeloans.com
Foundation First Home Loans
221 Main St suite t, Huntington Beach, CA 92648
(800) 859-8967 foundationfirsthl.com

Mortgage lenders in Huntington Beach help residents buy homes and refinance existing loans. California law requires lenders to be licensed under the California Financing Law. Local lenders understand the Orange County real estate market and can guide you through loan options.

What Does a Mortgage Lender in Huntington Beach Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1.0% of the loan amount, plus appraisal fees of $500 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Huntington Beach?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders also require a signed application and disclosure forms under state law.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California requires a three-day right of rescission for refinances on primary residences.
Are there special loan programs for California home buyers?
Yes, the California Housing Finance Agency offers CalHFA loans for first-time buyers. These programs may include down payment assistance and lower interest rates.

Mortgage Lenders in Other California Cities