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Compare Mortgage Lenders in Irvine, CA

Directory of mortgage lenders in Irvine, California. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Irvine, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Irvine, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Clear Mortgage Capital, Inc.
19800 MacArthur Blvd #880, Irvine, CA 92612
(866) 239-8068 clearmortgagecapital.com
Kind Lending, LLC
1920 Main St Suite 1200, Irvine, CA 92614
(714) 844-1000 kindlending.com
Kind Lending, LLC
1920 Main St Suite 1200, Irvine, CA 92614
(714) 844-1000 kindlending.com
Trusted Mortgage Capital
3 Park Plaza #1150, Irvine, CA 92614
(888) 502-8187 trustedmortgagecapital.com
Mission Loans, LLC
18200 Von Karman Ave Suite 550, Irvine, CA 92612
(855) 959-4500 missionloans.com
Acra Lending
3 Ada Suite 200A, Irvine, CA 92618
(888) 800-7661 acralending.com
American Heritage Lending
19800 MacArthur Blvd Suite 950, Irvine, CA 92612
(866) 935-6850 ahlend.com
LoanStream Mortgage
19000 MacArthur Blvd Suite 200 Suite 200, Irvine, CA 92612
(800) 760-1833 loanstreamwholesale.com
AmeriHome Mortgage Company, LLC. (NMLS ID 135776)
17885 Von Karman Ave #100, Irvine, CA 92614
(888) 469-0810 loans.amerihome.com
PrimeLending, A PlainsCapital Company - Irvine
1 Venture Suite 200, Irvine, CA 92618
(949) 517-0450 lo.primelending.com
Shield Home Loans
32 Discovery, Irvine, CA 92618
(888) 819-9981 shieldhomeloans.com
Purpose Funding
15707 Rockfield Blvd Suite 225, Irvine, CA 92618
(844) 427-3863 purposefunding.com
The Insight Team - NEO Home Loans
100 Spectrum Center Dr Suite 750, Irvine, CA 92618
(949) 651-6300
PrimeLending, A PlainsCapital Company - Aliso Viejo
1 Venture Suite 200, Irvine, CA 92618
(949) 334-6200 lo.primelending.com
Trustlink Mortgage
7545 Irvine Center Dr Ste 200, Irvine, CA 92618
(949) 340-0123 trustlinkmortgage.com
Charter Pacific Lending Corp
9891 Irvine Center Dr, Irvine, CA 92618
(800) 322-1217 ext. 103 chartpac.com
Activus Home Loans
4 Park Plaza #790, Irvine, CA 92614
(888) 784-2511 myactivus.com
DBH Home Loans - NMLS #846180
17911 Von Karman Ave suite 400, Irvine, CA 92614
(714) 322-2668 westcapitallending.com
Lexington Home Loans
300 Spectrum Center Dr Suite 170, Irvine, CA 92618
(855) 585-8800 lexingtonhl.com
Dan the Man for Mortgages
15615 Alton Pkwy, Irvine, CA 92618
(714) 310-4162 danthemanformortgages.com

Mortgage lenders in Irvine California help homebuyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to provide detailed loan estimates and disclosures under the California Consumer Credit Protection Act. Irvine lenders offer conventional FHA VA and jumbo loans tailored to the local real estate market.

What Does a Mortgage Lender in Irvine Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title and escrow services. In Irvine closing costs often range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in Irvine?
You typically need pay stubs tax returns bank statements and a valid ID. California lenders also require a signed loan application and a credit report authorization.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day rescission period for refinances under the Truth in Lending Act.
Are there special mortgage programs for California buyers?
Yes California offers the CalHFA program for first time buyers with down payment assistance. Irvine lenders also provide FHA and VA loans which have lower down payment requirements.

Mortgage Lenders in Other California Cities

Adelanto · Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · American Canyon · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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