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Compare mortgage lenders in La Quinta. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
La Quinta, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage lenders in La Quinta, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
47050 Washington St, La Quinta, CA 92253
7602894701
Envoy Mortgage
47110 Washington St #101, La Quinta, CA 92253
7605018400
Choice One Mortgage Company
78015 Main St #201, La Quinta, CA 92253
3106145920
Chase Mortgage
78805 CA-111, La Quinta, CA 92253
7605640351
Mortgage, Bank of America
78-400, CA-111, La Quinta, CA 92253
7605650540
Patty Jenab at CrossCountry Mortgage
51555 Desert Club Dr Suite 200, La Quinta, CA 92253
8777731226
Hard Money Lenders La Quinta CA
78150 Calle Tampico, La Quinta, CA 92253
8635783990
Hacienda Home Loans, Inc.
77935 Calle Tampico #202, La Quinta, CA 92253
7605642714
Mountain West Financial
47 050 Washington Street Suite 4202, La Quinta, CA 92253
7603242850
Provident Bank Mortgage
51105 Avenida Villa #1, La Quinta, CA 92253
7607716696
Mortgage lenders in La Quinta, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to follow strict disclosure rules under the California Residential Mortgage Lending Act. Local lenders are familiar with the Coachella Valley real estate market and can guide you through loan options for this desert community.
What Does a Mortgage Lender in La Quinta Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and a credit report fee of $30 to $50. Closing costs usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in La Quinta?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California law also requires lenders to provide a Loan Estimate within three business days of your application.
How long does it take to close a mortgage in California?
A standard mortgage in California usually closes in 30 to 45 days. Delays can occur if additional documentation is required or if the property appraisal takes longer than expected.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive rates for first-time buyers. These programs have specific income limits and require completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.