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Directory of mortgage lenders in Lemon Grove, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Lemon Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Lemon Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
7028 Broadway, Lemon Grove, CA 91945
6198592054
Destiny Six Financial Real Estate and Mortgages
6904 Federal Blvd, Lemon Grove, CA 91945
6198259560
Greater Home Loans / ROM Consultants
7733 Palm St Suite 212, Lemon Grove, CA 91945
8008819192
Mortgage lenders in Lemon Grove California help home buyers and homeowners secure financing for home purchases or refinancing. California law requires lenders to provide clear disclosures under the California Financing Law. Local lenders can guide you through programs like the California Housing Finance Agency first time buyer assistance.
What Does a Mortgage Lender in Lemon Grove Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and escrow fees add 1,500 to 3,000 dollars. Closing costs in San Diego County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lemon Grove?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed disclosure form under the California Homeowner Bill of Rights.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for refinances after closing.
Are there special loan programs for Lemon Grove buyers?
Yes, California offers the CalHFA loan program with down payment assistance for qualified buyers. Lemon Grove is in San Diego County which may have additional local grants for first time buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.