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Find Mortgage Lenders Near You in Lomita, CA

Directory of mortgage lenders in Lomita, California. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Lomita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 mortgage lenders in Lomita, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LA Gordon Mortgage Center
2350 250th St #10, Lomita, CA 90717
(323) 296-5539
Golden State Mortgage
2244 CA-1 #106, Lomita, CA 90717
(800) 536-8171 goldenstatemortgage.com

Mortgage lenders in Lomita, California help residents secure home loans for purchasing or refinancing property. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Lomita buyers should also be aware of California transfer tax rules and the states non-judicial foreclosure process.

What Does a Mortgage Lender in Lomita Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,000 to 2,000 dollars. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lomita?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a signed application and a credit check under the California Consumer Credit Reporting Agencies Act.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three day right of rescission for most refinance loans under the Truth in Lending Act.
Are there special mortgage programs for California first time buyers?
Yes, California offers the CalHFA program with down payment assistance for qualified first time buyers. Local Lomita lenders can help you apply for these state specific loans.

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