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Directory of mortgage lenders in Los Alamitos, California. Verify credentials with the state state mortgage licensing authority before hiring.
15 agents listed
Updated June 2026
Los Alamitos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 15 mortgage lenders in Los Alamitos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, title insurance of $1,000 to $2,500, and escrow fees of $500 to $1,500. Closing costs usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Los Alamitos?
You typically need recent pay stubs W-2s tax returns bank statements and photo ID. California lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close a mortgage in California?
A standard mortgage in California usually closes in 30 to 45 days. Refinances may close faster in 20 to 30 days. Delays can happen if appraisals or title work take longer than expected.
Are there special mortgage programs for California first-time homebuyers?
Yes California offers programs like the CalHFA FHA loan and the MyHome assistance program for down payment help. These programs have income limits and require the buyer to complete a homebuyer education course. Local Los Alamitos lenders can explain eligibility.
Get matched with agents in Los Alamitos who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.