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Mortgage Lenders in Milpitas, CA

Directory of mortgage lenders in Milpitas, California. Verify credentials with the state state mortgage licensing authority before hiring.

15 agents listed
Updated June 2026
Milpitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 15 mortgage lenders in Milpitas, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Abi Saied - Mercato Mortgage
1525 McCarthy Blvd Suite C1140, Milpitas, CA 95035
(888) 391-5288 mercatomortgage.com
F&H Capital
6 S Abbott Ave, Milpitas, CA 95035
(408) 838-3500 fnhcapital.com
Low 30 Mortgage
1551 McCarthy Blvd STE 211, Milpitas, CA 95035
(650) 800-5800 low30.com
Cal Coast Financial Corporation
200 Serra Way #44, Milpitas, CA 95035
(510) 683-9850 calcoastmtg.com
Aarax Home Loans Inc.
1313 N Milpitas Blvd #120, Milpitas, CA 95035
(408) 834-7407 aaraxhomeloans.com
Champion Home Loans, Inc.
372 Fairview Way, Milpitas, CA 95035
(510) 604-1265 championhomeloans.com
Supreme Financial Services
1649 S Main St Suite 107, Milpitas, CA 95035
(408) 280-6474 sfslending.com
Midland Financial Mortgage
615 S Main St, Milpitas, CA 95035
(408) 945-8833
Sal Guardino C2 Financial
1313 N Milpitas Blvd #141, Milpitas, CA 95035
(408) 217-6193 guardino.com
Veritas Wholesale Mortgage
830 Hillview Ct #140, Milpitas, CA 95035
(408) 538-4177
Nicolas Mortgage & Financial Services
16 Corning Ave # 230, Milpitas, CA 95035
(408) 957-0557
Mortgage, Bank of America
740 E Calaveras Blvd, Milpitas, CA 95035
(408) 617-8313 bankofamerica.com
US Bank Mortgage
1561 Landess Ave, Milpitas, CA 95035
(800) 872-2657 usbank.com
Chase Home Lending
37 N Milpitas Blvd, Milpitas, CA 95035
(516) 417-4453 homelendingadvisor.chase.com
Summit Mortgage Bankers, Inc.
1851 McCarthy Blvd #100, Milpitas, CA 95035
(408) 434-9888 smb-mortgage.com

Mortgage lenders in Milpitas California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and disclosures under the Truth in Lending Act. Milpitas borrowers can work with local banks credit unions and mortgage brokers to find competitive rates.

What Does a Mortgage Lender in Milpitas Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 500 to 700 dollars and title insurance costing 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Milpitas?
You typically need pay stubs tax returns bank statements and a valid ID. California lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day review period after you receive the Closing Disclosure.
Are there special mortgage programs for California first time buyers?
Yes the California Housing Finance Agency offers CalHFA loans with down payment assistance. Milpitas residents may also qualify for FHA VA or conventional loans.

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