Find Mortgage Lenders in Novato, CA
Directory of mortgage lenders in Novato, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 17 mortgage lenders in Novato, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Novato Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $1,000 to $3,000. Third-party costs like credit report fees and recording fees add several hundred dollars. These figures vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Novato?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and photo identification. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances after closing documents are signed.
Are there special mortgage programs for California first-time buyers?
Yes. The California Housing Finance Agency offers CalHFA loans with down payment assistance for qualified first-time buyers. Novato residents may also qualify for local Marin County programs.