Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage lenders in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
North Coast Financial, Inc. Hard Money Lenders
2424 Vista Way UNIT 202, Oceanside, CA 92054
7607222991
Pacific Coast Home Mortgage & Real Estate Inc
900 Pier View Wy, Oceanside, CA 92054
8888937775
Home Mortgage Experts
2103 S El Camino Real #108, Oceanside, CA 92054
8664115472
Revolution Mortgage Oceanside
212 N Freeman St, Oceanside, CA 92054
8586020010
Nick Rodriguez at CrossCountry Mortgage
805 College Blvd #103, Oceanside, CA 92057
6193043888
Military Mortgage Group
805 College Blvd Suite 103, Oceanside, CA 92057
7605475089
Sea Monster Loans / C2 Financial Corporation
0 Pier View Wy, Oceanside, CA 92054
7608141882
Golden Coast Loans, Inc.
3402 Piazza De Oro Way STE 250, Oceanside, CA 92056
9497057702
Mortgagehelpers
2110 S Coast Hwy # H, Oceanside, CA 92054
7604395243
Oceanside Ca Hii Loans
3784 Mission Ave #148-363E, Oceanside, CA 92058
7606076971
What Does a Mortgage Lender in Oceanside Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance costs around $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary based on loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oceanside?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances under the Truth in Lending Act.
Are there special loan programs for first time buyers in Oceanside?
Yes. California offers the CalHFA program with down payment assistance for qualified first time buyers. Some local lenders also offer FHA loans with lower down payment requirements.