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Directory of mortgage lenders in Oxnard, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Oxnard, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Salazar - GEM Mortgage
2775 N Ventura Rd #102, Oxnard, CA 93036
8053123964
Nations Lending - Oxnard, CA Branch - NMLS: 1285985
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8442459529
Linda+Chad Gold Coast Team
1000 Town Center Dr #520, Oxnard, CA 93036
8052088951
Smart Home Mortgage - Larry Reyes
300 E Esplanade Dr Suite 455, Oxnard, CA 93036
8054157631
Jonathan Sandoval - The Sandoval Group PB: The Money Store
2775 N Ventura Rd Suite 211 Second Floor, Oxnard, CA 93036
8057541921
Dignified Home Loans
2751 Park View Ct Suite 231, Oxnard, CA 93036
8058900792
Financial Home Associates
1000 Town Center Dr Suite 525, Oxnard, CA 93036
8054025302
Smart Home Mortgage - Staci Aguiar
300 E Esplanade Dr #105, Oxnard, CA 93036
8057972523
Winston Blauser - Smart Home Mortgage
300 E Esplanade Dr #105, Oxnard, CA 93036
8057603896
Tracey Stillman, Mortgage Lender NMLS #1287611
2775 N Ventura Rd Suite 203, Oxnard, CA 93036
3033465349
Marcos Galaviz - Option Funding Inc
1000 Town Center Dr #135, Oxnard, CA 93036
8052767380
Loan Warehouse
183 Montgomery Ave, Oxnard, CA 93036
8337115626
Armando Perez - Nations Lending
400 E Esplanade Dr Suite 205, Oxnard, CA 93036
8054020337
Dan Skidmore, Movement Mortgage
2775 N Ventura Rd Suite 203, Oxnard, CA 93036
8058968479
Guild Mortgage Company
1000 Town Center Dr #520, Oxnard, CA 93036
8053896800
Bert Herrera Mortgage Loan Officer NMLS 1405008
500 E Esplanade Dr Suite 104, Oxnard, CA 93036
8053404964
loanDepot
2901 N Ventura Rd Ste 185, Oxnard, CA 93036
8053947200
Homebridge
1601 Victoria Ave Suite 260, Oxnard, CA 93035
8054701614
SC LENDING GROUP
300 E Esplanade Dr 9th floor, Oxnard, CA 93036
8053777500
Yvette Gonzales
1000 Town Center Dr #520, Oxnard, CA 93036
8052922569
Mortgage lenders in Oxnard California help homebuyers secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local Oxnard lenders are familiar with Ventura County property values and can guide borrowers through California-specific disclosure requirements.
What Does a Mortgage Lender in Oxnard Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oxnard?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances after closing.
Are there first-time homebuyer programs in Oxnard?
Yes, California offers the CalHFA program with down payment assistance for qualified first-time buyers. Oxnard residents may also access local Ventura County housing grants.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.