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Looking for a mortgage lender in Pacific Grove? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Pacific Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Pacific Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ascend Mortgage
199 17th St suite f, Pacific Grove, CA 93950
8317471441
Chase Home Lending
170 Country Club Gate Center, Pacific Grove, CA 93950
9782694181
Terry Nance- Reverse Mortgage Specialist
306 1st St, Pacific Grove, CA 93950
8316579239
Mortgage lenders in Pacific Grove, California help home buyers and homeowners secure financing for residential properties. These professionals guide clients through loan options such as conventional, FHA, VA, and jumbo loans. California law requires lenders to be licensed under the California Financing Law and to follow strict disclosure rules under the Real Estate Settlement Procedures Act.
What Does a Mortgage Lender in Pacific Grove Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs in Pacific Grove often range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pacific Grove?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The mortgage process in California usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and property appraisal. California law requires a three-day rescission period for refinances.
What is the California mortgage interest rate trend for 2025?
Interest rates in California fluctuate based on the federal funds rate and market conditions. As of early 2025, rates for a 30-year fixed mortgage are around 6.5 to 7.5 percent. Rates vary by lender and borrower credit profile.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.