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Mortgage Lenders in Palmdale, CA

Looking for a mortgage lender in Palmdale? Review the directory below to compare your options.

19 agents listed
Updated June 2026
Palmdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage lenders in Palmdale, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GEM Mortgage
41331 12th St W #102, Palmdale, CA 93551
(661) 949-3388
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
(661) 641-4966 cleartoclosehl.mymortgage-online.com
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
(661) 902-0275 themorrowteam.com
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(661) 674-1065 newamericanfunding.com
Premier Mortgage Xpress
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
(661) 237-3725 mortgagex.net
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
(661) 264-5885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
(661) 949-6681 aafsloans.com
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
(661) 219-0689 newamericanfunding.com
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
(661) 713-3460 californiamortgagegirl.com
Corey Jones-Reynolds
1008 W Ave M-4 suite h, Palmdale, CA 93551
(661) 210-7454 secure.mmclending.com
Foundation Homes and Mortgage
190 Sierra Ct Unit A6, Palmdale, CA 93550
(877) 660-7833 ext. 101 fhm-inc.com
Dignified Home Loans
41307 12th St W Ste, 105, Palmdale, CA 93551
(661) 434-6484 dignifiedhomeloans.com
Fast Financial | Mortgage Lender
190 Sierra Ct Suite 324, Palmdale, CA 93550
(661) 512-4141 fast.financial
Exclusive Mortgage Company
1061 W Ave M-14, Palmdale, CA 93551
(661) 403-7000 exclusivemortgageco.com
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
(661) 726-9000 financialindependencemtg.com
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
(661) 726-9000 financialindependencemtg.com
High Trust Mortgage- George Aguilar
445 W Palmdale Blvd suite s, Palmdale, CA 93551
(818) 387-5278 newamericanfunding.com
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
(661) 998-8755 option1homeloans.com
The Mortgage Lenders
3001 Rancho Vista Blvd, Palmdale, CA 93551
(855) 484-3667 themortgagelenders.com

What Does a Mortgage Lender in Palmdale Cost?

Typical mortgage costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. Costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Palmdale?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
A standard mortgage closing in California takes 30 to 45 days. Delays can occur due to appraisal backlogs or title issues. California law requires a three-day right of rescission for refinances.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive rates for first-time buyers. Palmdale residents may also qualify for local grants or FHA loans with lower down payments.

Mortgage Lenders in Other California Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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