Find Mortgage Lenders in Pasadena, CA
Directory of mortgage lenders in Pasadena, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 15 mortgage lenders in Pasadena, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pasadena home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Lenders in Pasadena offer conventional loans, FHA loans, VA loans, and jumbo loans for higher value properties common in the area.
What Does a Mortgage Lender in Pasadena Cost?
Typical mortgage costs in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in Pasadena generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pasadena?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for additional documentation if you are self-employed or have rental income.
How long does it take to close a mortgage loan in California?
A standard mortgage closing in California usually takes 30 to 45 days from application to funding. Some lenders offer faster closing timelines of 21 days for well qualified buyers.
Are there special mortgage programs for first time home buyers in California?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance for first time buyers. Pasadena residents may also qualify for local city or county down payment assistance programs.