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Compare Mortgage Lenders in Porterville, CA

Directory of mortgage lenders in Porterville, California. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Porterville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 17 mortgage lenders in Porterville, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Capital Lending
206 N Main St, Porterville, CA 93257
(559) 920-2904 directcapitallending.com
Self-Help Federal Credit Union
182 N Main St, Porterville, CA 93257
(559) 475-7080 self-helpfcu.org
OneMain Financial
367 N 2nd St, Porterville, CA 93257
(559) 781-3910 onemainfinancial.com
Mike Garay at Rate (NMLS #249941)
1055 W Morton Ave Suite D, Porterville, CA 93257
(559) 361-0294 rate.com
Berta Guerrero | Branch Manager | Primary Residential Mortgage, Inc.
484 N Prospect St Ste D, Porterville, CA 93257
(559) 791-0500 primeres.com
Primary Residential Mortgage, Inc.
484 N Prospect St Suite D Ste D, Porterville, CA 93257
(559) 791-0500 primeres.com
Country Club Mortgage Inc
1150 W Morton Ave # A, Porterville, CA 93257
(559) 784-2265 countryclubmortgage.com
Alterra Home Loans
881 W Morton Ave C, Porterville, CA 93257
(559) 784-2080 goalterra.com
Nexa Mortgage, Inc
846 N Main St STE F, Porterville, CA 93257
(559) 361-6930 prod.lendingpad.com
U.S. Bank-Mortgage Loan Officer-Michael Grogan
229 N Main St, Porterville, CA 93257
(408) 918-4129 mortgage.usbank.com
Wes Covert, Mortgage Banker with Freedom Mortgage
999 W Morton Ave A, Porterville, CA 93257
(559) 333-5575
RWM Home Loans - Porterville
83 E Harrison Ave, Porterville, CA 93257
(559) 560-8299 rwmloans.com
Rate
1055 W Morton Ave Suite D, Porterville, CA 93257
(312) 897-3462 rate.com
Jorge Fernandez - Empower Home Loans
881 W Morton Ave C, Porterville, CA 93257
(559) 791-5979 empowermyloan.com
Joe Fernandez at Rate (NMLS #260746)
1055 W Morton Ave Suite D, Porterville, CA 93257
(312) 897-3462 rate.com
The Mortgage Steward - Real Estate & Home Loans
881 W Morton Ave C, Porterville, CA 93257
(559) 791-8047 themortgagesteward.myclickfunnels.com
Westwood Capital Services
20584 Ave 164, Porterville, CA 93257
(559) 782-3423 aglend.com

Mortgage lenders in Porterville, California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Local lenders understand the Porterville real estate market and can guide you through loan options like FHA, VA, and conventional loans.

What Does a Mortgage Lender in Porterville Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Porterville?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed disclosure of your loan terms within three business days of application.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type, appraisal scheduling, and your financial documentation.
Are there first time home buyer programs in Porterville?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for first time buyers. These programs provide down payment help and competitive rates for qualified residents.

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