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Looking for a mortgage lender in Porterville? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Porterville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 mortgage lenders in Porterville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Capital Lending
206 N Main St, Porterville, CA 93257
5599202904
Self-Help Federal Credit Union
182 N Main St, Porterville, CA 93257
5594757080
OneMain Financial
367 N 2nd St, Porterville, CA 93257
5597813910
Mike Garay at Rate (NMLS #249941)
1055 W Morton Ave Suite D, Porterville, CA 93257
5593610294
Berta Guerrero | Branch Manager | Primary Residential Mortgage, Inc.
484 N Prospect St Ste D, Porterville, CA 93257
5597910500
Primary Residential Mortgage, Inc.
484 N Prospect St Suite D Ste D, Porterville, CA 93257
5597910500
Country Club Mortgage Inc
1150 W Morton Ave # A, Porterville, CA 93257
5597842265
Alterra Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597842080
Nexa Mortgage, Inc
846 N Main St STE F, Porterville, CA 93257
5593616930
U.S. Bank-Mortgage Loan Officer-Michael Grogan
229 N Main St, Porterville, CA 93257
4089184129
Wes Covert, Mortgage Banker with Freedom Mortgage
999 W Morton Ave A, Porterville, CA 93257
5593335575
RWM Home Loans - Porterville
83 E Harrison Ave, Porterville, CA 93257
5595608299
Rate
1055 W Morton Ave Suite D, Porterville, CA 93257
3128973462
Jorge Fernandez - Empower Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597915979
Joe Fernandez at Rate (NMLS #260746)
1055 W Morton Ave Suite D, Porterville, CA 93257
3128973462
The Mortgage Steward - Real Estate & Home Loans
881 W Morton Ave C, Porterville, CA 93257
5597918047
Westwood Capital Services
20584 Ave 164, Porterville, CA 93257
5597823423
Mortgage lenders in Porterville, California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Local lenders understand the Porterville real estate market and can guide you through loan options like FHA, VA, and conventional loans.
What Does a Mortgage Lender in Porterville Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Porterville?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed disclosure of your loan terms within three business days of application.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type, appraisal scheduling, and your financial documentation.
Are there first time home buyer programs in Porterville?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for first time buyers. These programs provide down payment help and competitive rates for qualified residents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.