Compare Mortgage Lenders in Sacramento, CA
Looking for a mortgage lender in Sacramento? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Sacramento Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from $500 to $700, and title insurance costs about $2,000 to $4,000. Closing costs in Sacramento average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sacramento?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a credit report and proof of assets. The process usually takes 30 to 45 days from application to closing.
Are there California-specific rules for mortgage lenders?
Yes, California has strict licensing requirements under the California Residential Mortgage Lending Act. Lenders must disclose all fees and terms clearly. California also limits prepayment penalties on certain loan types.