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Browse mortgage lenders serving Sacramento, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Sacramento, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding, Inc.
2135 Butano Dr Suite 150, Sacramento, CA 95825
9165713000
AFC Mortgage
1424 21st Street, Sacramento, CA 95811
8882109838
Green Haven Capital Inc.
5890 S Land Park Dr, Sacramento, CA 95822
9164766507
GFL Capital Mortgage
1100 Corporate Way Suite 210, Sacramento, CA 95831
8885578836
Jason Mata - American Pacific Mortgage
980 9th St Suite 340, Sacramento, CA 95814
8004550986
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818
9164537533
Loan Factory - Sacramento
6840 65th St #115, Sacramento, CA 95828
9169995000
United Wholesale Lending
917 7th St, Sacramento, CA 95814
2094564896
Mason-McDuffie Mortgage Corporation
333 University Place Suite 200 #7, Sacramento, CA 95825
9169292333
The Chris Kennedy Team at Reliant Lending
2100 Northrop Ave STE 900, Sacramento, CA 95825
9167940777
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
3900 Lennane Dr STE 200, Sacramento, CA 95834
9164693749
Matt the Mortgage Guy
3600 American River Dr Suite 105, Sacramento, CA 95864
9165297600
Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece
3900 Lennane Dr STE 200, Sacramento, CA 95834
9166124294
New Way Mortgage
1111 Howe Ave # 510, Sacramento, CA 95825
9164656639
PRMG Mortgage
1545 River Park Dr Suite 400, Sacramento, CA 95815
9162753469
Albert Chavez HomeLoan Team
917 7th St, Sacramento, CA 95814
9162301537
Kappel Mortgage Group, Inc. (KMG)
1383 Garden Hwy Suite 100, Sacramento, CA 95833
9164165626
PMG Home Loans
1010 Hurley Way Suite 110, Sacramento, CA 95825
9167493556
Big Valley Mortgage
100 Howe Ave Suite 265, Sacramento, CA 95825
9166050307
Guild Mortgage Company
300 University Ave #210, Sacramento, CA 95825
9169744140
Mortgage lenders in Sacramento California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Sacramento offers a mix of urban and suburban properties, so local lenders understand the specific market conditions and regulatory requirements.
What Does a Mortgage Lender in Sacramento Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from $500 to $700, and title insurance costs about $2,000 to $4,000. Closing costs in Sacramento average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sacramento?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a credit report and proof of assets. The process usually takes 30 to 45 days from application to closing.
Are there California-specific rules for mortgage lenders?
Yes, California has strict licensing requirements under the California Residential Mortgage Lending Act. Lenders must disclose all fees and terms clearly. California also limits prepayment penalties on certain loan types.
How do I choose a mortgage lender in Sacramento?
Compare interest rates, fees, and customer reviews from multiple lenders. Check that the lender is licensed with the California Department of Financial Protection and Innovation. Ask about loan programs that fit your needs, such as FHA, VA, or conventional loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.