Skip to main content

Find Mortgage Lenders in San Clemente, CA

Browse mortgage lenders serving San Clemente, California. Contact information and addresses listed below.

19 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage lenders in San Clemente, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GM Funding
1201 Puerta Del Sol STE 302, San Clemente, CA 92673
9496887779
Breeze Funding, Inc.
163 Avenida Del Mar, San Clemente, CA 92672
8553467283
Yosef Shapiro - Mortgage Broker
1643 Via Tulipan, San Clemente, CA 92673
7072809627
Blue Home Loans, Inc.
1201 Puerta Del Sol STE 312, San Clemente, CA 92673
8883499320
Alliance Mortgage Lending
635 Camino De Los Mares STE 203, San Clemente, CA 92673
9494435178
Avid Mortgage Solutions
1201 Puerta Del Sol ste 325, San Clemente, CA 92673
9494293700
Matt Cady Mortgage Team
San Clemente, CA 92672
9492386035
San Clemente Reverse Mortgages
San Clemente, CA 92672
9494397030
New American Funding - San Clemente, CA
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9494458357
Medimont Lending
209 Avenida Del Mar Suite 201D, San Clemente, CA 92672
9494159063
Derek Beisner Branch Manager at Summit Mortgage
47 Via Zaragoza, San Clemente, CA 92672
9496379939
LifeSource Mortgage
1238 Puerta Del Sol #2e, San Clemente, CA 92673
9494922252
New American Funding - Ryan Whitmore
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9497484192
Coast National Mortgage
501 N El Camino Real, San Clemente, CA 92672
9499395317
Rescom Financial Services
940 Calle Amanecer suite d, San Clemente, CA 92673
9492403880
Green Monarch Reverse Mortgage
1389 Calle Avanzado, San Clemente, CA 92673
8003452041
New American Funding - Jonny Moore
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9493981314
Mike Lynch
621 S El Camino Real, San Clemente, CA 92672
9494683689
Seaside Lending
220 S Ola Vista unit d, San Clemente, CA 92672
9494132990

San Clemente home buyers and homeowners can work with a mortgage lender to secure financing for a home purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of a complete application. Local lenders in San Clemente understand the Orange County real estate market and can help with conventional FHA or VA loans.

What Does a Mortgage Lender in San Clemente Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 800 dollars. Third party costs such as title insurance escrow fees and recording fees can add 2000 to 5000 dollars. These costs vary by loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in San Clemente?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process from application to closing usually takes 30 to 45 days. California law mandates a three business day right of rescission for refinances after closing.
Are there special loan programs for California home buyers?
Yes California offers programs like the CalHFA FHA loan and the MyHome Assistance Program for down payment help. These are available to qualified first time buyers in San Clemente.