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Find Mortgage Lenders Near You in San Clemente, CA

Looking for a mortgage lender in San Clemente? Review the directory below to compare your options.

19 agents listed
Updated June 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 19 mortgage lenders in San Clemente, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GM Funding
1201 Puerta Del Sol STE 302, San Clemente, CA 92673
(949) 688-7779 gmfunding.com
Breeze Funding, Inc.
163 Avenida Del Mar, San Clemente, CA 92672
(855) 346-7283 breezefunding.com
Yosef Shapiro - Mortgage Broker
1643 Via Tulipan, San Clemente, CA 92673
(707) 280-9627 yosefshapiro.com
Blue Home Loans, Inc.
1201 Puerta Del Sol STE 312, San Clemente, CA 92673
(888) 349-9320 bluehomeloans.com
Alliance Mortgage Lending
635 Camino De Los Mares STE 203, San Clemente, CA 92673
(949) 443-5178 alliance4loans.com
Avid Mortgage Solutions
1201 Puerta Del Sol ste 325, San Clemente, CA 92673
(949) 429-3700 avidmortgages.com
Matt Cady Mortgage Team
San Clemente, CA 92672
(949) 238-6035 mattcadymortgageteam.com
San Clemente Reverse Mortgages
San Clemente, CA 92672
(949) 439-7030 angellaconrard.com
New American Funding - San Clemente, CA
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
(949) 445-8357 newamericanfunding.com
Medimont Lending
209 Avenida Del Mar Suite 201D, San Clemente, CA 92672
(949) 415-9063 medimontlending.com
Derek Beisner Branch Manager at Summit Mortgage
47 Via Zaragoza, San Clemente, CA 92672
(949) 637-9939 summit-mortgage.com
LifeSource Mortgage
1238 Puerta Del Sol #2e, San Clemente, CA 92673
(949) 492-2252 lifesourcemortgage.com
New American Funding - Ryan Whitmore
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
(949) 748-4192 newamericanfunding.com
Coast National Mortgage
501 N El Camino Real, San Clemente, CA 92672
(949) 939-5317 coastnationalmortgage.com
Rescom Financial Services
940 Calle Amanecer suite d, San Clemente, CA 92673
(949) 240-3880 rescomfs.com
Green Monarch Reverse Mortgage
1389 Calle Avanzado, San Clemente, CA 92673
(800) 345-2041 greenmonarchreversemortgage.com
New American Funding - Jonny Moore
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
(949) 398-1314 newamericanfunding.com
Mike Lynch
621 S El Camino Real, San Clemente, CA 92672
(949) 468-3689 cmghomeloans.com
Seaside Lending
220 S Ola Vista unit d, San Clemente, CA 92672
(949) 413-2990 seasidelending.com

San Clemente home buyers and homeowners can work with a mortgage lender to secure financing for a home purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of a complete application. Local lenders in San Clemente understand the Orange County real estate market and can help with conventional FHA or VA loans.

What Does a Mortgage Lender in San Clemente Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 800 dollars. Third party costs such as title insurance escrow fees and recording fees can add 2000 to 5000 dollars. These costs vary by loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in San Clemente?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process from application to closing usually takes 30 to 45 days. California law mandates a three business day right of rescission for refinances after closing.
Are there special loan programs for California home buyers?
Yes California offers programs like the CalHFA FHA loan and the MyHome Assistance Program for down payment help. These are available to qualified first time buyers in San Clemente.

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