Find Mortgage Lenders in San Diego, CA
Looking for a mortgage lender in San Diego? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage lenders in San Diego, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in San Diego Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1.0 percent of the loan amount. Third party costs such as appraisal fees range from 500 to 700 dollars and title insurance can cost 1,500 to 3,000 dollars. Closing costs in San Diego generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in California?
Mortgage lenders in California must hold a California Finance Lenders Law license from the Department of Financial Protection and Innovation. Loan originators must also be registered with the Nationwide Multistate Licensing System.
How long does a California mortgage pre approval last?
A typical mortgage pre approval in California is valid for 60 to 90 days. The exact duration depends on the lender and your financial situation. You may need to update documents if the approval expires.
What is the California Homeowner Bill of Rights?
The California Homeowner Bill of Rights provides protections for borrowers facing foreclosure. It requires lenders to offer a single point of contact and prohibits dual tracking during the loan modification process. This law applies to most primary residences in California.