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Compare Mortgage Lenders in San Francisco, CA

Browse mortgage lenders serving San Francisco, California. Contact information and addresses listed below.

17 agents listed
Updated June 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 17 mortgage lenders in San Francisco, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunnyHill Financial
600 California St Suite 12-032, San Francisco, CA 94108
(510) 288-9800 sunnyhillfinancial.com
Fif Ghobadian at OriginPoint (NMLS #110501)
345 California St Suites 600, San Francisco, CA 94104
(415) 203-9468 people.originpoint.com
Mike Koran - Primary Residential Mortgage Inc
1746 18th St, San Francisco, CA 94107
(415) 252-5070 mikekoran.com
Primary Residential Mortgage, Inc.
1746 18th St, San Francisco, CA 94103
(415) 252-5070 primaryresidentialsf.com
James W. Argo - Mortgage Banker - Residential & Multi Family Lending
232 Townsend St, San Francisco, CA 94107
(415) 292-1993
Julie Malta- Guarantee Mortgage NMLS #254124
232 Townsend St, San Francisco, CA 94107
(415) 203-6800 guaranteemortgage.com
Chestnut Mortgage
2261 Market St Ste 86346, San Francisco, CA 94114
(628) 213-8391 chestnutmortgage.com
Steven Hook, San Francisco Mortgage Advisor
Ferry Building, 1st St Suite 270, San Francisco, CA 94111
(415) 260-9376 sanfranciscoloanoptions.com
Shawn Maxwell - Homepoint Lending Inc
945 Market St Suite 501, San Francisco, CA 94103
(650) 759-4094 homepointlending.com
Home Loans by Orlando
232 Townsend St, San Francisco, CA 94107
(415) 699-1474 homeloansbyorlando.com
Guarantee Mortgage
505 Montgomery St #1275, San Francisco, CA 94111
(415) 441-5050 guaranteemortgage.com
Wilshire Quinn Capital, Inc
50 California St #1500, San Francisco, CA 94111
(415) 881-3100 wilshirequinn.com
Aaron Weisinger - Mortgage Loan Officer (NMLS #448645)
50 California St #1500, San Francisco, CA 94111
(415) 545-8030
Change Home Mortgage
1295 Indiana St, San Francisco, CA 94107
(415) 368-3540 changemtg.com
Renee Tucker, branch manager, Supreme Lending
1746 18th St, San Francisco, CA 94107
(510) 682-3990 mysupremesolutions.com
Agent SF Mortgage Loans & Luxury Real Estate Agents
222 Columbus Ave, San Francisco, CA 94133
(415) 796-0086
Chase Mortgage
4669 Mission St, San Francisco, CA 94112
(415) 585-5054 homelendingadvisor.chase.com

Mortgage lenders in San Francisco help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders understand the high property values and competitive market conditions in San Francisco.

What Does a Mortgage Lender in San Francisco Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 500 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in California?
Mortgage lenders in California must be licensed by the Department of Financial Protection and Innovation under the California Financing Law. They also register with the Nationwide Multistate Licensing System.
How long does a typical mortgage approval take in San Francisco?
The mortgage approval process usually takes 30 to 45 days in San Francisco. Delays can occur due to appraisal backlogs or complex condominium documentation common in the city.
What down payment is required for a home loan in California?
Conventional loans often require a 3 percent down payment, while FHA loans allow 3.5 percent. California first-time homebuyer programs may offer down payment assistance up to 5 percent of the purchase price.

Mortgage Lenders in Other California Cities