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17 agents listed
Updated May 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 mortgage lenders in San Francisco, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunnyHill Financial
600 California St Suite 12-032, San Francisco, CA 94108
5102889800
Fif Ghobadian at OriginPoint (NMLS #110501)
345 California St Suites 600, San Francisco, CA 94104
4152039468
Mike Koran - Primary Residential Mortgage Inc
1746 18th St, San Francisco, CA 94107
4152525070
Primary Residential Mortgage, Inc.
1746 18th St, San Francisco, CA 94103
4152525070
James W. Argo - Mortgage Banker - Residential & Multi Family Lending
232 Townsend St, San Francisco, CA 94107
4152921993
Julie Malta- Guarantee Mortgage NMLS #254124
232 Townsend St, San Francisco, CA 94107
4152036800
Chestnut Mortgage
2261 Market St Ste 86346, San Francisco, CA 94114
6282138391
Steven Hook, San Francisco Mortgage Advisor
Ferry Building, 1st St Suite 270, San Francisco, CA 94111
Agent SF Mortgage Loans & Luxury Real Estate Agents
222 Columbus Ave, San Francisco, CA 94133
4157960086
Chase Mortgage
4669 Mission St, San Francisco, CA 94112
4155855054
Mortgage lenders in San Francisco help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders understand the high property values and competitive market conditions in San Francisco.
What Does a Mortgage Lender in San Francisco Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 500 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in California?
Mortgage lenders in California must be licensed by the Department of Financial Protection and Innovation under the California Financing Law. They also register with the Nationwide Multistate Licensing System.
How long does a typical mortgage approval take in San Francisco?
The mortgage approval process usually takes 30 to 45 days in San Francisco. Delays can occur due to appraisal backlogs or complex condominium documentation common in the city.
What down payment is required for a home loan in California?
Conventional loans often require a 3 percent down payment, while FHA loans allow 3.5 percent. California first-time homebuyer programs may offer down payment assistance up to 5 percent of the purchase price.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.