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Find Mortgage Lenders in San Marcos, CA

Looking for a mortgage lender in San Marcos? Review the directory below to compare your options.

14 agents listed
Updated June 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 14 mortgage lenders in San Marcos, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Catania Mortgage Lender (VA, Conventional, FHA, Jumbo, and USDA loans) Veteran Operated
955 Boardwalk #350, San Marcos, CA 92078
(760) 468-3923 ccatania.com
Sheri Arnold - S.E.A. Group at Fairway Independent Mortgage
955 Boardwalk STE 305, San Marcos, CA 92078
(760) 889-8791 sheriarnold.com
Brian Simantel, Superb Mortgage and Real Estate, Inc.
733 Hollowbrook Ct, San Marcos, CA 92078
(619) 316-7044 homesnap.com
Juan J Campa C2 Financial Corp San Marcos
100 E San Marcos Blvd Ste 432, San Marcos, CA 92069
(760) 481-6680 c2financialcorp.com
Brian Skaar - VanDyk Mortgage Corporation
276 Glendale Ave, San Marcos, CA 92069
(760) 752-4480 brianskaar.vandykmortgage.com
Scott Storrs The Expert Mortgage Broker Operated by C2 Financial
2526 Antlers Way, San Marcos, CA 92078
(760) 331-4557 c2financialcorp.com
Aramco Mortgage, Inc.
935 W San Marcos Blvd #100, San Marcos, CA 92078
(877) 700-0942 thearamcogroup.com
Richard Montano PGS Home Loans
1635 S Rancho Santa Fe Rd #204, San Marcos, CA 92078
(760) 224-6777
Platinum Mortgage Executives
1445 Horizon Ct, San Marcos, CA 92078
(760) 683-8898 platinummortgageexecutives.com
Mortgage Licensing Group
145 Vallecitos De Oro, San Marcos, CA 92069
(760) 295-4040 mymortgagelicense.com
TIME LENDING - Ignacio Ventura
277 Rancheros Dr Suite 160, San Marcos, CA 92069
(760) 473-3903 venturalender.com
Chase Home Lending
348 S Twin Oaks Valley Rd Ste 155, San Marcos, CA 92078
(323) 574-5989 homelendingadvisor.chase.com
First California Funding A Mortgage Lender
215 S Pacific St #111, San Marcos, CA 92078
(760) 420-8680
US Bank Mortgage
190 S Rancho Santa Fe Rd, San Marcos, CA 92078
(800) 872-2657 usbank.com

Mortgage lenders in San Marcos California help homebuyers and homeowners secure financing for home purchases and refinances. California law requires lenders to provide a Good Faith Estimate of loan costs within three business days of application. San Marcos is in San Diego County where median home prices often require conforming loan limits above the national baseline.

What Does a Mortgage Lender in San Marcos Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance costing about $1,000 to $2,500. Closing costs in San Diego County often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in San Marcos?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. California lenders also require a signed authorization to pull your credit report.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days from application to funding. This timeline can vary based on loan type, appraisal availability, and underwriting requirements.

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